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74 Gerard Rd, Yaphank, NY 11980 Property Records

Suffolk County and Brookhaven Town property record for 74 Gerard Rd, Yaphank, NY 11980

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,405 sqft · built 2000
Lot Size1.06 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Jun 2025)
Tax Bill$12,954 (2024)
Deeds & MortgagesMar 2022 Refinance
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0200-743.00-02.00-001.000

Property Details

APN / Parcel Number

Primary APN0200-743.00-02.00-001.000
Alternative APNs
  • 472289 743.00-02-001.000
  • 228974300000020010000000
  • 00003830801
  • 0003830801
  • 3830801

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,405 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Lot Area46,609 sqft
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number3830801
Street Address74 GERARD RD
CityYAPHANK
StateNY
Zip11980-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRA PINES 10394 LOT 1
Legal SubdivisionTERRA PINES
Legal Block3000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2012
Census Tract159106

Owner

74 Gerard Rd is owned by an individual who bought it in June 2025.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address79 RUSTIC AVE, MEDFORD, NY 11763-4400
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jun 16, 2025Deed, Transfer · Stand-Alone First Mortgage
CATHAY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2025 · Amount on File
Deed SaleJun 16, 2025 · Amount on File
Prior SaleMar 1, 2016 · Amount on File
Deed Book / Page13298 / 293
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address74 GERARD RD, YAPHANK, NY 11980-9709
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233900371
DateMar 9, 2022
Book Page23390/371
InstrumentDM069927
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJun 16, 2025
Property Address74 GERARD RD, YAPHANK, NY 11980-9709
Document Number0132980293
Book / Page13298 / 293
Instrument DateMay 9, 2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 RUSTIC AVE, MEDFORD, NY 11763-4400

Mortgage

Document Number0023664684
DateJun 16, 2025
Instrument23664/684
Lender
NameCATHAY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictSouth Country Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,300 Land $400 Building $2,900$687,500 Land $75,472 Building $547,170
2024$12,954.00
2023$3,300 Land $400 Building $2,900$6,111 Land $741 Building $5,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Gerard Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1980–1982)
Claims Outside the SFHA10 of 10
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Gerard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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