74 Garland St, #78, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 74 Garland St, #78, Everett, MA 02149

Property Summary

Property Type	Exempt (Full or Partial)
Details	8 bd · 7.5 ba · 4,884 sqft · built 1890
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$579,900 (Jul 2020)
Tax Bill	$6,713 (2021)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M00007 000280 01`

Property Details

APN / Parcel Number

Primary APN	`M00007 000280 01`
Alternative APNs	`EVER M:M0 B:07 L:000280` `M:M00 B:007 L:000280-01` `M00007 00`

Interior

Bedrooms	8 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,884 sqft Total Area
Gross Area	7,222 sqft
1st Floor Area	1,036 sqft
Basement Area	1,954 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	M00007 000280 01
Street Address	74 GARLAND ST, 78
City	EVERETT
State	MA
Zip	02149-5067
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	DD
Legal Block	7
Legal Lot Number	280
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2004
Census Tract	342101

Owner

Source: Middlesex County and Everett City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 GARLAND ST, EVERETT, MA 02149-5067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP
Jun 28, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 3, 2019	Deed of Trust, Mortgage · Conventional with PMI MISCELLANEOUS FIN & MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Book / Page	75242 / 485
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 29, 2020
Property Address	74 GARLAND ST, EVERETT, MA 02149-5067
Document Number	075242-485
Book / Page	75242 / 485
Instrument Date	Jul 28, 2020
Instrument	125332
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 GARLAND ST # 74, 74, EVERETT, MA 02149-5067

Mortgage

Document Number	0000125333
Date	Jul 29, 2020
Instrument	125333

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 20, 2020
Property Address	74 GARLAND ST, EVERETT, MA 02149-5067
Document Number	00075166-5
Book / Page	75166 / 5
Instrument Date	Jul 20, 2020
Instrument	118185
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 STATION LNDG #602E # 602E, 602E, EVERETT, MA

Mortgage

Document Number	0000118186
Date	Jul 20, 2020
Instrument	118186

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Jun 28, 2019
Property Address	74 GARLAND ST, EVERETT, MA 02149-5067
Document Number	072855-176
Book / Page	72855 / 176
Instrument Date	Jun 28, 2019
Instrument	91883
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DIXEY DR, MIDDLETON, MA 01949-1639

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	74 GARLAND ST, EVERETT, MA 02149-5067
Document Number	72094-517
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 DIXEY DR EVERETT MA 02149, EVERETT, MA 02149

Mortgage

Document Number	72094-517
Date	Jan 4, 2019
Book Page	072094/000517
Instrument	1783

Lender

Name	MISCELLANEOUS FIN & MTG CO

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2021	$6,713.00

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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