74 Fuller Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 74 Fuller Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,038 sqft · built 1923
Lot Size	0.17 acres (7,388 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 1994)
Tax Bill	$9,377 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0019 B:0062 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0019 B:0062 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
Gross Area	3,360 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,388 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	74 FULLER AVE
City	SWAMPSCOTT
State	MA
Zip	01907-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	62
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2004
Census Tract	202200

Owner

74 Fuller Ave is owned and occupied by two individuals who bought it in July 1994.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 FULLER AVE, SWAMPSCOTT, MA 01907-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 24, 2017	Deed of Trust, Mortgage MSA MORTGAGE LLC
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 1994 · Amount on File
Deed Sale	Jul 29, 1994 · Amount on File
Prior Sale	May 1, 1992 · Amount on File
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	74 FULLER AVE, SWAMPSCOTT, MA 01907-2150
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040525-434
Date	Nov 29, 2021
Book Page	40525/434
Instrument	20211129004060

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	74 FULLER AVE, SWAMPSCOTT, MA 01907-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36040-503
Date	Jul 24, 2017
Book Page	36040/503
Instrument	192

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	74 FULLER AVE, SWAMPSCOTT, MA 01907-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37062-144
Date	Oct 4, 2018
Book Page	37062/144
Instrument	181004000690

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 74 Fuller Ave was $9,377, up 6.9% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,377.00 (+6.86%)	$781,400 (+2.14%) Land $372,500 Building $408,900	$893,036 (+6.47%)
2025	$8,775.00	$765,000 Land $372,500 Building $392,500	$838,755
2023	$7,923.00	$674,900 Land $318,000 Building $356,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Fuller Ave in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Fuller Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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