74 Franklin St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 74 Franklin St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Sep 2018)
Tax Bill	$7,595 (2025)
Deeds & Mortgages	Feb 2021 Refinance Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6524Z B:27`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6524Z B:27`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,243 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	890 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	74 FRANKLIN ST
City	CONCORD
State	NH
Zip	03301-4179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	27
Legal Lot Number	12
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2007
Census Tract	32900

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 FRANKLIN ST, CONCORD, NH 03301-4179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 25, 2018	Warranty Deed, Transfer PRIME LNDG
Jul 11, 2017	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Book / Page	3609 / 633
Transfer Doc	2036001949
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 3, 2021
Property Address	74 FRANKLIN ST, CONCORD, NH 03301-4179
Document Number	0000002929
Book / Page	3721 / 1326
Instrument Date	Jan 29, 2021
Instrument	202100002929
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 FRANKLIN ST, CONCORD, NH 03301-4179

Mortgage

Document Number	0000002930
Date	Feb 3, 2021
Book Page	3721/1328
Instrument	202100002930

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 25, 2018
Property Address	74 FRANKLIN ST, CONCORD, NH 03301-4179
Document Number	0036090633
Book / Page	003609 / 000633
Instrument Date	Sep 25, 2018
Instrument	17373
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 EAST RD #6 WEARE NH 032814644, 6, WEARE, NH 03281-4644

Mortgage

Document Number	36090635
Date	Sep 25, 2018
Book Page	003609/000635
Instrument	17374

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 11, 2017
Property Address	74 FRANKLIN ST, CONCORD, NH 03301-4179
Document Number	0035621795
Book / Page	003562 / 001795
Instrument Date	Jul 7, 2017
Instrument	12611
Transaction Type	Transfer
Record Updated	Aug 31, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 W SALTER DR GLENDALE AZ 853084715, GLENDALE, AZ 85308-4715

Mortgage

Document Number	35621797
Date	Jul 11, 2017
Book Page	003562/001797
Instrument	12612

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,595.00 (+5.14%)	$260,900 (-) Land $98,800 Building $162,100
2024	$7,224.00 (+3.08%)	$260,900 (-) Land $98,800 Building $162,100
2023	$7,008.00 (+3.75%)	$260,900 (-) Land $98,800 Building $162,100	$312,455
2022	$6,755.00	$260,900 Land $98,800 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1987–2011)
Most Recent Claim	Apr 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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