74 Falls Rd, Benton (Waterville), ME 04901 Property Records

Kennebec County and Benton Town property record for 74 Falls Rd, Benton, ME 04901

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 525 sqft · built 1976
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2021)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BNTN M:21 L:18`

Property Details

APN / Parcel Number

Primary APN	`BNTN M:21 L:18`
Alternative APN	`157`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	525 sqft Living Area
Gross Area	4,687 sqft
1st Floor Area	525 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	157
Street Address	74 FALLS RD
City	BENTON
State	ME
Zip	04901-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	BENTON ME
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3017
Census Tract	22000

Owner

Source: Kennebec County and Benton Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 FALLS RD, BENTON, ME 04901-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CUSO HOME LENDING
Nov 13, 2024	Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION
Jun 24, 2010	Deed of Trust, Mortgage BANK OF AMERICA NA
Feb 1, 2005	Deed of Trust, Mortgage · ARM WILMINGTON FINANCE
Nov 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Sep 19, 2006	Warranty Deed, Transfer PROVIDENT FUND ASSOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Sep 19, 2006 · Amount on Record
Deed Book / Page	14261 / 231
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	2021034083
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033856
Date	Nov 22, 2021
Book Page	14258/32
Instrument	2021033856

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024024818
Date	Nov 13, 2024
Book Page	15222/208
Instrument	2024024818

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015818
Date	Jun 24, 2010
Book Page	10453/0313
Instrument	000000015818

Lender

Name	BANK OF AMERICA NA

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jun 24, 2038

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002682
Date	Feb 1, 2005
Book Page	08291/0319
Instrument	000000002682

Lender

Name	WILMINGTON FINANCE

Agreement

Type	ARM
Amount	Amount Recorded
Term	276 Months
Due	Feb 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Feb 1, 2007
Margin	8

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Nov 23, 2021
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Document Number	2021034083
Book / Page	14261 / 231
Instrument Date	Nov 16, 2021
Instrument	2021034083
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74 FALLS RD, BENTON, ME 04901-3612

Mortgage

Document Number	2021033856
Date	Nov 23, 2021
Instrument	2021033856

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Sep 19, 2006
Property Address	74 FALLS RD, BENTON, ME 04901-3612
Document Number	0000028364
Book / Page	09073 / 0293
Instrument	000000028364
Transaction Type	Transfer
Record Updated	Sep 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028365
Date	Sep 19, 2006
Book Page	09073/0296
Instrument	000000028365

Lender

Name	PROVIDENT FUND ASSOC

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Sep 19, 2030

Tax Assessment & Valuation

Source: Kennebec County and Benton Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Benton Town
Unified School District	School Administrative District 49 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,595.00 (-3.45%)	$113,910 (-) Land $18,960 Building $94,950
2024	$1,652.00 (+12.46%)	$113,910 (-) Land $18,960 Building $94,950
2023	$1,469.00 (-0.81%)	$113,910 (-) Land $18,960 Building $94,950
2022	$1,481.00	$113,910 Land $18,960 Building $94,950

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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