74 Esther St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 74 Esther St, Worcester, MA 01607

Property Summary

Property Type	Triplex
Details	11 bd · 3 ba · 3,866 sqft · built 1900
Lot Size	0.13 acres (5,664 sqft)
Owner	Individual Name on Record
Last Sale	$652,000 (Jun 2023)
Tax Bill	$8,154 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-010-00022`

Property Details

APN / Parcel Number

Primary APN	`10-010-00022`
Alternative APN	`WORC M:10 B:010 L:00022`

Interior

Bedrooms	11 Beds
Full Baths	3 Baths
Total Rooms	20 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,866 sqft Living Area
Gross Area	7,263 sqft
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	1,284 sqft
Basement Area	1,413 sqft
Unfinished Basement	1,413 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1982
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,664 sqft (0.13 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	10-010-00022
Street Address	74 ESTHER ST
City	WORCESTER
State	MA
Zip	01607-1799
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	10
Legal Lot Number	22
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3003
Census Tract	732700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Oct 15, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 2, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2023	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
May 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Book / Page	69332 / 375
Last Transfer Date	Apr 29, 2024
Transfer Doc	0070464-68
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066236-229
Date	Oct 6, 2021
Book Page	66236/229
Instrument	140634

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071151-28
Date	Oct 15, 2024
Book Page	71151/28
Instrument	84147

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 2, 2024
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Document Number	0070464-68
Book / Page	70464 / 68
Instrument Date	Apr 29, 2024
Instrument	32388
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	74 ESTHER ST, WORCESTER, MA 01607-1799

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 30, 2023
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Document Number	069332-375
Book / Page	69332 / 375
Instrument Date	Jun 30, 2023
Instrument	52471
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ESTHER ST, WORCESTER, MA 01607-1799

Mortgage

Document Number	0000052472
Date	Jun 30, 2023
Instrument	52472

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66236-229
Date	Oct 6, 2021
Book Page	66236/229
Instrument	140634

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 1, 2018
Property Address	74 ESTHER ST, WORCESTER, MA 01607-1799
Document Number	58742-357
Book / Page	058742 / 000357
Instrument Date	Apr 24, 2018
Instrument	41365
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.48
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ESTHER ST WORCESTER MA 016071140, WORCESTER, MA 01607-1140

Mortgage

Document Number	58742-359
Date	May 1, 2018
Book Page	058742/000359
Instrument	41366

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,154.00 (+3.53%)	$614,000 (+2.83%) Land $92,200 Building $521,800
2025	$7,876.00 (+13.27%)	$597,100 (+23.14%) Land $86,800 Building $510,300
2023	$6,953.00	$484,900 Land $75,500 Building $409,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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