Suffolk County and Riverhead Town property record for 74 Emerald Ln, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,351 sqft · built 1962 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jan 2022) |
| Tax Bill | $12,313 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 55.-3-19 |
| Primary APN | 473000 55.-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| Gross Area | 1,917 sqft |
| 1st Floor Area | 1,351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 52,272 sqft |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 342 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 39 |
|---|---|
| Street Address | 74 EMERALD LN |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | *2475 SEC 1 LOT 20 WOODLAND ACRES |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 169701 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 EMERALD LN, WADING RIVER, NY 11792-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on Record |
| Deed Sale | Jan 4, 2022 · Amount on Record |
| Deed Book / Page | 13136 / 685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 4, 2022 |
| Property Address | 74 EMERALD LN, WADING RIVER, NY 11792-1704 |
| Document Number | 0131360685 |
| Book / Page | 13136 / 685 |
| Instrument Date | Oct 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7421 6TH AVE, BROOKLYN, NY 11209-3313 |
| Document Number | 0233640915 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 23364/915 |
| Instrument | DM056889 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2051 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,070 (-) Land $13,800 Building $35,270 | $601,348 (+13.85%) Land $169,118 Building $432,230 | |
| 2024 | $12,313.00 | ||
| 2023 | $49,070 Land $13,800 Building $35,270 | $528,203 Land $148,547 Building $379,656 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 55 (1981–2025) |
| Claims Outside the SFHA | 16 of 55 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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