Albany County and Bethlehem Town property record for 74 Elsmere Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,323 sqft · built 1950 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Dec 2025) |
| Tax Bill | $9,772 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.13-3-52 |
| Primary APN | 012200 86.13-3-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Upper Floors Area | 714 sqft |
| Attic | Attic |
| Attic Area | 622 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 234 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601300030520000000 |
|---|---|
| Street Address | 74 ELSMERE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOTS 4 & 5 ELSMERE |
| Legal Subdivision | PROPERTY OF WILLIAM TICE |
| Legal Block | 3 |
| Legal Lot Number | 52.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14201 |
74 Elsmere Ave is owned by a company that bought it in December 2025.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1309 BELMONT AVE, SCHENECTADY, NY 12308-2105 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jul 13, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jun 8, 2017 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Dec 23, 2025 · Amount on File |
| Deed Document Number | 202523509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 20, 2024 |
| Property Address | 74 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000000017 |
| Instrument Date | May 6, 2024 |
| Instrument | R2024-8017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,684.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 BELMONT AVE, SCHENECTADY, NY 12308-2105 |
| Name | Verified Name |
|---|---|
| Address | 48 WINNIE ST, ALBANY, NY 12208-2012 |
| Document Number | 0000000018 |
|---|---|
| Date | May 20, 2024 |
| Instrument | R2024-8018 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 13, 2023 |
| Property Address | 74 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000002385 |
| Instrument Date | Jul 5, 2023 |
| Instrument | R2023-12385 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $754.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 BELMONT AVE, SCHENECTADY, NY 12308-2105 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 74 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000017115 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 74 ELSMERE AVE DELMAR NY 120543422, DELMAR, NY 12054-3422 |
| Document Number | 0000017115 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 17115 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.37% |
|---|
The 2026 property tax bill for 74 Elsmere Ave was $9,772.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,772.00 | ||
| 2025 | $293,000 (+4.64%) Land $77,500 Building $215,500 | $457,813 (+16.09%) Land $121,094 Building $336,719 | |
| 2024 | $280,000 (-) Land $77,500 Building $202,500 | $394,366 (+5.63%) Land $109,155 Building $285,211 | |
| 2023 | $280,000 (-) Land $77,500 Building $202,500 | $373,333 (+14.67%) Land $103,333 Building $270,000 | |
| 2022 | $280,000 Land $77,500 Building $202,500 | $325,581 Land $90,116 Building $235,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Elsmere Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Elsmere Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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