74 Elm St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 74 Elm St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,081 sqft · built 1887
Lot Size	0.27 acres (11,752 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2022)
Tax Bill	$11,322 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03001-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`13-03001-0000-00008`
Alternative APN	`130300100008`

Interior

Stories	2 Stories
Building Area	2,081 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	11,752 sqft (0.27 acres)
Lot Dimensions	161 ft deep x 73 ft wide

Location & Zoning

Old Parcel Number	130300100008
Street Address	74 ELM ST
City	MONTCLAIR
State	NJ
Zip	07042-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	73X161
Legal Block	3001
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	17000

Owner

74 Elm St is owned by two individuals who bought it in June 2022.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 SAINT MARKS AVE, BROOKLYN, NY 11217-4753
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Jul 9, 1984 · Amount on File
Deed Document Number	202255244
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000055244
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 7, 2022
Property Address	74 ELM ST, MONTCLAIR, NJ 07042-3235
Document Number	0000055244
Instrument Date	Aug 2, 2021
Instrument	2022055244
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 ELM ST, 74, MONTCLAIR, NJ 07042-3235

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 E 118TH ST, NEW YORK, NY 10035-3816

Mortgage

Document Number	0000055245
Date	Jun 7, 2022
Instrument	2022055245

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 74 Elm St was $11,322, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,000 (-) Land $143,100 Building $178,900	$322,000 (-) Land $143,100 Building $178,900
2025	$11,322.00 (+3.33%)	$322,000 Land $143,100 Building $178,900	$322,000 Land $143,100 Building $178,900
2024	$10,957.00
2023		$322,000 Land $143,100 Building $178,900	$322,000 Land $143,100 Building $178,900
2022	$10,587.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20