74 Elderica Way, Lodi, CA 95242 Property Records

San Joaquin County property record for 74 Elderica Way, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 1996
Lot Size	0.245 acres (10,680 sqft)
Owner	2 Trust Names on File
Last Sale	$701,000 (Jul 2021)
Tax Bill	$8,080 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`029-340-290-000`

Property Details

APN / Parcel Number

Primary APN	`029-340-290-000`
Alternative APN	`029-340-29`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,306 sqft Living Area
1st Floor Area	2,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,680 sqft (0.245 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-340-29
Street Address	74 ELDERICA WAY
City	LODI
State	CA
Zip	95242-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94-FM PT OF 029-030-75 PER LODI WEST UNIT NO 1
Legal Subdivision	LODI WEST
Legal Tract	1904
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1011
Census Tract	4104

Owner

74 Elderica Way is owner-occupied and held in a trust since July 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	74 ELDERICA WAY, LODI, CA 95242-8305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 13, 2018	Quit Claim Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Document Number	2021112608
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	0000065409
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 2, 2021
Property Address	74 ELDERICA WAY, LODI, CA 95242-8305
Document Number	0000112608
Map Reference	MB 31 PG 80
Instrument Date	Jun 22, 2021
Instrument	2021-112608
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	74 ELDERICA WAY, LODI, CA 95242-8305

Mortgage

Document Number	0000112609
Date	Jul 2, 2021
Instrument	2021-112609

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	74 ELDERICA WAY, LODI, CA 95242-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ELDERICA WAY, LODI, CA 95242-8305

Mortgage

Document Number	0000007864
Date	Jan 14, 2021
Instrument	2021-007864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	74 ELDERICA WAY, LODI, CA 95242-8305
Document Number	0000042424
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 ELDERICA WAY LODI CA 952428305, LODI, CA 95242-8305

Mortgage

Document Number	0000042424
Date	Apr 7, 2020
Instrument	42424

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 13, 2018
Property Address	74 ELDERICA WAY, LODI, CA 95242-8305
Document Number	0000065409
Instrument Date	Feb 16, 2018
Instrument	65409
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	VISIONET SYSTEMS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 ELDERICA WAY LODI CA 952428305, LODI, CA 95242-8305

Mortgage

Document Number	65410
Date	Jun 13, 2018
Instrument	65410

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 74 Elderica Way was $8,080, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,080.00 (+0.32%)
2025	$8,054.00	$743,905 Land $222,853 Building $521,052
2023	$7,744.00 (+2.27%)	$715,020 Land $214,200 Building $500,820	$675,360
2022	$7,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Elderica Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Elderica Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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