74 East Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 74 East Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,996 sqft · built 1950
Lot Size	0.504 acres (21,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2023)
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:87 B:164`

Property Details

APN / Parcel Number

Primary APN	`WEST M:87 B:164`
Alternative APNs	`M:087 B:164 L` `15037175`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Gross Area	3,722 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,970 sqft (0.504 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15037175
Street Address	74 EAST AVE
City	WESTERLY
State	RI
Zip	02891-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	164
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2001
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 EAST AVE, WESTERLY, RI 02891-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · Stand-Alone First Mortgage CHARTER OAK FCU
Sep 11, 2018	Trustee's Deed, Transfer
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	20232994
Deed Book / Page	2023 / 12032
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 12, 2023
Property Address	74 EAST AVE, WESTERLY, RI 02891-3004
Document Number	2023-12032
Book / Page	2023 / 12032
Instrument Date	Sep 11, 2023
Instrument	2023-2994
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	74 EAST AVE, WESTERLY, RI 02891-3004

Mortgage

Document Number	0020232995
Date	Sep 12, 2023
Instrument	2023-2995

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Type Change Date	Oct 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

September 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 11, 2018
Property Address	74 EAST AVE, WESTERLY, RI 02891-3004
Document Number	2018-5031
Book / Page	002018 / 015031
Instrument Date	Sep 5, 2018
Instrument	3783
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 7, 2017
Property Address	74 EAST AVE, WESTERLY, RI 02891-3004
Document Number	2017-4313
Book / Page	002017 / 014313
Instrument Date	Aug 7, 2017
Instrument	3486
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	74 EAST AVE WESTERLY RI 028913004, WESTERLY, RI 02891-3004

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 7, 2017
Property Address	74 EAST AVE, WESTERLY, RI 02891-3004
Document Number	2017-4310
Book / Page	002017 / 014310
Instrument Date	Aug 7, 2017
Instrument	3485
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	74 EAST AVE WESTERLY RI 028913004, WESTERLY, RI 02891-3004

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,059.00 (+0.79%)	$521,700 (+31.61%) Land $174,900 Building $346,800	$594,267
2023	$4,027.00 (+0.57%)	$396,400 (-) Land $125,500 Building $270,900
2022	$4,004.00	$396,400 Land $125,500 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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