74 E Side Trl, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 74 E Side Trl, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,408 sqft · built 2003
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Aug 2022)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:020 L:008-07`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:020 L:008-07`
Alternative APNs	`M:020 L:008=07` `4180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4180
Street Address	74 E SIDE TRL
City	OAKLAND
State	ME
Zip	04963-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Subdivision	SUNSET RDG
Legal Lot Number	8-7
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 E SIDE TRL, OAKLAND, ME 04963-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Second Mortgage (Down Payment) BAR HARBOR BANK & TRUST CO
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	202221014
Deed Book / Page	14555 / 291
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	2022021014
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Aug 25, 2022
Property Address	74 E SIDE TRL, OAKLAND, ME 04963-4454
Document Number	2022021014
Book / Page	14555 / 291
Instrument Date	Jul 26, 2022
Instrument	2022021014
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022021015
Date	Aug 25, 2022
Instrument	2022021015

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	74 E SIDE TRL, OAKLAND, ME 04963-4454
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021034075
Date	Nov 23, 2021
Book Page	14261/169
Instrument	2021034075

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,435.00 (+6.84%)	$283,900 (-) Land $53,400 Building $230,500
2024	$4,151.00 (+13.42%)	$283,900 (+11.68%) Land $53,400 Building $230,500
2023	$3,660.00 (-1.4%)	$254,200 (+17.79%) Land $53,400 Building $200,800	$271,130
2022	$3,712.00	$215,800 Land $48,500 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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