74 E Main St, Friendship, NY 14739 Property Records

Allegany County and Friendship Town property record for 74 E Main St, Friendship, NY 14739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1904
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Nov 2023)
Tax Bill	$1,987 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2023 Sale & Mortgage + 1 more
APN	`025000 182.12-1-57`

Property Details

APN / Parcel Number

Primary APN	`025000 182.12-1-57`
Alternative APNs	`500018201200010570000000` `00000000696`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,466 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000696
Street Address	74 E MAIN ST
City	FRIENDSHIP
State	NY
Zip	14739-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 28
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	FRIENDSHIP
Census Block Group	3
Census Block	3004
Census Tract	950600

Owner

74 E Main St is owned and occupied by an individual who bought it in November 2023.

Source: Allegany County and Friendship Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	74 E MAIN ST, FRIENDSHIP, NY 14739-8678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY
Nov 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage HAMLIN BK&TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	202345247
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000005247
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	74 E MAIN ST, FRIENDSHIP, NY 14739-8678
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006785
Date	Sep 3, 2021
Instrument	2021-16785

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Nov 9, 2023
Property Address	74 E MAIN ST, FRIENDSHIP, NY 14739-8678
Document Number	0000005247
Instrument Date	Nov 1, 2023
Instrument	2023-45247
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 E MAIN ST, FRIENDSHIP, NY 14739-8678

Mortgage

Document Number	0000005248
Date	Nov 9, 2023
Instrument	2023-45248

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jan 3, 2017
Property Address	74 E MAIN ST, FRIENDSHIP, NY 14739-8678
Document Number	0000087800
Instrument Date	Dec 27, 2016
Instrument	87800
Transaction Type	Transfer
Record Updated	Jan 11, 2017
Title Company	ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 E MAIN ST FRIENDSHIP NY 147398678, FRIENDSHIP, NY 14739-8678

Mortgage

Document Number	87801,
Date	Jan 3, 2017
Instrument	87801

Lender

Name	HAMLIN BK&TR CO
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 2, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 74 E Main St was $1,987, up 74.1% from the year before.

Source: Allegany County and Friendship Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Friendship Town
Unified School District	Friendship Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,987.00 (+74.15%)
2025	$1,141.00	$43,300 Land $2,400 Building $40,900	$46,100 Land $2,555 Building $43,545
2023		$43,300 (+23.01%) Land $2,400 Building $40,900	$43,300 (-11.45%) Land $2,400 Building $40,900
2022		$35,200 Land $3,200 Building $32,000	$48,900 Land $4,445 Building $44,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 74 E Main St; there have been 5 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2000–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRIENDSHIP TOWN WATER DISTRICT serves 1,380 people · EPA ID NY0200319
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Armstrong, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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