Laurens County property record for 74 E Commodore Dr, Cross Hill, SC 29332 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 54,074 sqft (1.24 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $14,709.00 (2025) |
| Primary APN | 401-00-00-071 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,074 sqft (1.24 acres) |
|---|
| Street Address | 74 E COMMODORE DR |
|---|---|
| City | CROSS HILL |
| State | SC |
| Zip | 29332-4047 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 50 SEC II CRYSTAL BAY |
| Legal Subdivision | CRYSTAL BAY SUBDIVISION |
| Legal Lot Number | 50 |
| Jurisdiction | LAURENS SC |
| Minor Civil Division | CROSS HILL |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 921002 |
Source: Laurens County records · APN 401-00-00-071
Assessment roll updated February 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 E COMMODORE DR, CROSS HILL, SC 29332-4047 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Sep 05, 2023 | Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Mar 01, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2023 |
| Deed Sale | Sep 05, 2023 |
| Prior Sale | Mar 01, 2018 · Amount on Record |
| Deed Doc Number | 20237153 |
| Deed Book / Page | 1760 / 223 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 74 E COMMODORE DR, CROSS HILL, SC 29332-4047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M28440034 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | M2844/34 |
| Instrument | 2022006045 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 11.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 05, 2023 |
| Property Address | 74 E COMMODORE DR, CROSS HILL, SC 29332-4047 |
| Document Number | 0D17600223 |
| Book / Page | D1760 / 223 |
| Map Reference | MB A804 PG 1 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023007153 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,768.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 74 E COMMODORE DR, CROSS HILL, SC 29332-4047 |
| Document Number | 2023007154 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 2023007154 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 01, 2018 |
| Property Address | 74 E COMMODORE DR, CROSS HILL, SC 29332-4047 |
| Document Number | 0013710043 |
| Book / Page | 001371 / 000043 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 1772 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,619.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 E COMMODORE DR CROSS HILL SC 293324047, CROSS HILL, SC 29332-4047 |
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,709.00 (+1.65%) | $40,560 (-) Land $6,000 Building $34,560 | |
| 2024 | $14,470.00 (+522.9%) | $40,560 (+2,467.09%) Land $6,000 Building $34,560 | |
| 2023 | $2,323.00 (-25.78%) | $1,580 (-91.15%) Land $524 Building $1,056 | $26,400 (-94.09%) Building $26,400 |
| 2022 | $3,130.00 | $17,860 Land $3,000 Building $14,860 | $446,500 (-33.95%) Land $75,000 Building $371,500 |
| 2021 | $676,000 Land $100,000 Building $576,000 |
74 E Commodore Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Laurens County (45059C), updated June 20, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 10th in South Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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