74 E 197th St, Euclid (Cleveland), OH 44119 Property Records

Cuyahoga County property record for 74 E 197th St, Euclid, OH 44119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 1938
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,000 (Apr 2017)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`641-03-026`

Property Details

APN / Parcel Number

Primary APN	`641-03-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	1,125 sqft
2nd Floor Area	1,045 sqft
Basement Area	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	74 E 197TH ST
City	EUCLID
State	OH
Zip	44119-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	17-2 UTOPIAB#5 0848 ALL
Legal Subdivision	UTOPIAB#5
Legal Tract	17
Legal Lot Number	848
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1002
Census Tract	152101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 E 197TH ST, EUCLID, OH 44119-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Apr 25, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	0004250508
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	74 E 197TH ST, EUCLID, OH 44119-1002
Document Number	0004230121
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 E 197TH ST EUCLID OH 441191002, EUCLID, OH 44119-1002

Mortgage

Document Number	0004230121
Date	Apr 23, 2018
Instrument	4230121

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2033

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 25, 2017
Property Address	74 E 197TH ST, EUCLID, OH 44119-1002
Document Number	0004250508
Instrument Date	Apr 4, 2017
Instrument	4250508
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17809 CANTERBURY RD CLEVELAND OH 441191331, CLEVELAND, OH 44119-1331

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+2.73%) Homeowner's exemption	$46,900 (-) Land $10,850 Building $36,050
2024	$3,043.00 (+17.9%) Homeowner's exemption	$46,900 (+61.06%) Land $10,850 Building $36,050	$147,800 (+62.6%) Land $31,000 Building $116,800
2023	$2,581.00 (+2.26%)	$29,120 (-) Land $8,960 Building $20,160
2022	$2,524.00	$29,120 Land $8,960 Building $20,160
2021			$90,900 Land $25,600 Building $65,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: PCs for People.

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