74 Dune Comet Ln, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 74 Dune Comet Ln, Unit A, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,678 sqft · built 2018
Lot Size	0.02 acres (907 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Dec 2023)
Tax Bill	$7,437 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-4280`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-4280`
Alternative APN	`1085445`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	907 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085445
Street Address	74 DUNE COMET LN UNIT A, A
City	INLET BEACH
State	FL
Zip	32461-0926
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 428 PROMINENCE PH 3 NORTH PB 20-9 OR 3078-3770 OR 3160-1804 OR 3211-263 OR 3311-24
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Lot Number	428
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1049
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16616 KOLBIE MANORS CT, WILDWOOD, MO 63040-1542
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Aug 9, 2021	Warranty Deed, Transfer PROVIDENT TITLE LLC
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2018	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20230045458
Deed Book / Page	3311 / 24
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2023
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Document Number	0033110024
Book / Page	3311 / 24
Map Reference	MB 20 PG 9&10
Instrument Date	Dec 5, 2023
Instrument	20230045458
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	AMOUR SETTLEMENT SERVICES LLC, VOXTUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SKIFF PT APT 402, 402, CLEARWATER, FL 33767-2154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16616 KOBIE MANORS COURT, WILDWOOD, MO 63040-1542

Mortgage

Document Number	0000331126
Date	Dec 21, 2023
Instrument	3311/26

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Margin	3
Max Rate	12.1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030952217
Date	Jan 22, 2019
Book Page	3095/2217
Instrument	20190002027

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 HOLLY TREE GAP RD, BRENTWOOD, TN 37027-6401

Mortgage

Document Number	0031843686
Date	Feb 25, 2021
Book Page	3184/3686
Instrument	20210008926

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 9, 2021
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Document Number	0032110263
Book / Page	3211 / 263
Map Reference	MB 20 PG 9&10
Instrument Date	Jul 23, 2021
Instrument	20210039987
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PROVIDENT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1029 HOLLY TREE GAP RD, 1029, BRENTWOOD, TN 37027-6401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	200 SKIFF PT APT 402, 402, CLEARWATER, FL 33767-2154

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 21, 2020
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Document Number	0031601804
Book / Page	003160 / 001804
Instrument Date	Sep 14, 2020
Instrument	36573
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1029 HOLLY TREE GAP RD BRENTWOOD TN 370276401, BRENTWOOD, TN 37027-6401

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jul 6, 2018
Property Address	74 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0926
Document Number	0030783770
Book / Page	003078 / 003770
Instrument Date	Jun 29, 2018
Instrument	22574
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 23, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$3,287.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3633 ROBBINS NEST RD THOMPSONS STATION TN 371795485, THOMPSONS STATION, TN 37179-5485

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,239 (-10.33%) Land $300,000 Building $514,239	$814,239 (-10.33%) Land $300,000 Building $514,239
2024	$7,437.00 (-9.85%)
2023	$8,250.00 (+7.86%)	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$7,649.00	$825,458 Building $825,458	$825,458 Building $825,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, CenturyLink, Verizon, Wildstar Networks.

Nearby Properties on Dune Comet Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures