74 Dover St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 74 Dover St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,604 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Feb 2001)
Tax Bill	$7,560 (2026)
Deeds & Mortgages	Mar 2024 Refinance Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V01570`

Property Details

APN / Parcel Number

Primary APN	`V01570`
Alternative APNs	`LOWE M:103 B:1850 L:74` `M:000103 T:V01570`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	4,270 sqft
1st Floor Area	1,334 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	V01570
Street Address	74 DOVER ST
City	LOWELL
State	MA
Zip	01851-2505
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	1850
Legal Lot Number	74
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	311300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	74 DOVER ST, LOWELL, MA 01851-2505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Aug 17, 2018	Deed of Trust, Mortgage MERRIMACK VALLEY FCU
Oct 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2001 · Amount on Record
Deed Sale	Feb 21, 2001 · Amount on Record
Prior Sale	Jun 5, 1998 · Amount on Record
Last Transfer Date	Oct 9, 2020
Transfer Doc	34807-251
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	74 DOVER ST, LOWELL, MA 01851-2505
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038390-137
Date	Mar 26, 2024
Book Page	38390/137
Instrument	7692

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	74 DOVER ST, LOWELL, MA 01851-2505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32337-193
Date	Aug 17, 2018
Book Page	32337/193
Instrument	35872

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 23, 2020
Property Address	74 DOVER ST, LOWELL, MA 01851-2505
Document Number	34807-251
Book / Page	034807 / 000251
Instrument Date	Oct 9, 2020
Instrument	53324
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74-76 DOVER ST LOWELL MA 018512505, LOWELL, MA 01851-2505

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,560.00 (+5.22%)	$666,100 (+6.42%) Land $198,500 Building $467,600	$643,476
2025	$7,185.00 (+8.32%)	$625,900 (+12.39%) Land $185,500 Building $440,400
2024	$6,633.00 (+7.61%)	$556,900 (+12.21%) Land $166,900 Building $390,000
2023	$6,164.00	$496,300 Land $145,100 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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