November 2021: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
JOHNSTON NC
Recording Date
Nov 22, 2021
Property Address
74 DELTA PL, SMITHFIELD, NC 27577-8988
Document Number
0000782990
Book / Page
6115 / 453
Map Reference
MB 91 PG 426&427
Instrument Date
Nov 22, 2021
Instrument
2021782990
Transaction Type
Subdivision Related Transfer
Record Updated
Aug 23, 2022
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$630.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
104 STATE AVE STE 103, 104, CLAYTON, NC 27520-5116
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
119 LANDFALL LN, SMITHFIELD, NC 27577-7186
Mortgage
Document Number
0000782991
Date
Nov 22, 2021
Instrument
2021782991
Lender
Name
STATE EMPLOYEES CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2051
Interest
Rate Type
Adjustable Rate
Rate
3.15%
Type Change Date
Dec 1, 2026
Change Frequency
5 Years
Min Rate At Change
3.75%
Max Rate At Change
5.15%
Index
5-Year CMT
Max Rate
9.15%
March 2021: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
JOHNSTON NC
Recording Date
Mar 3, 2021
Property Address
74 DELTA PL, SMITHFIELD, NC 27577-8988
Document Number
0000736291
Book / Page
5858 / 770
Map Reference
MB 91 PG 426&427
Instrument Date
Mar 1, 2021
Instrument
2021736291
Transaction Type
Construction Loan
Record Updated
Aug 23, 2022
Transaction
Amount
Amount on Record
Tax
$360.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Address
5160 NC HIGHWAY 42 W, 5160, GARNER, NC 27529-8417
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
104 STATE AVE STE 103, 103, CLAYTON, NC 27520-5116
Mortgage
Document Number
0000736292
Date
Mar 3, 2021
Instrument
2021736292
Lender
Name
UNITED COMMUNITY BANK
Type
Bank
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Mar 1, 2022
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 74 Delta Pl was $2,364, down 1.6% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
Property Jurisdictions
Type
Name
State
North Carolina
County
Johnston County
Unified School District
Johnston County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,364.00 (-1.58%)
$378,290 (-)Land $55,000Building $323,290
$378,290 (-)Land $55,000Building $323,290
2025
$2,402.00
$378,290Land $55,000Building $323,290
$378,290Land $55,000Building $323,290
2023
$2,074.00
$260,990Land $35,000Building $225,990
$260,990Land $35,000Building $225,990
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 74 Delta Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 74 Delta Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood
0.02% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source
Surface water
Last State Inspection
May 2026
Lead
Under 1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025