74 Cushing St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 74 Cushing St, Cambridge, MA 02138

Property Summary

Property Type	Condominium
Details	7 bd · 2 ba · 2,990 sqft · built 1905
Lot Size	0.221 acres (9,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Dec 2007)
Tax Bill	$11,135 (2025)
Deeds & Mortgages	Oct 2021 Refinance Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`255-104-1`

Property Details

APN / Parcel Number

Primary APN	`255-104-1`
Alternative APN	`CAMB M:00255 L:0010400001`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,990 sqft Living Area
Gross Area	4,779 sqft
1st Floor Area	1,201 sqft
Basement Area	1,201 sqft
Unfinished Basement	1,201 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Lot Area	9,628 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	74 CUSHING ST
City	CAMBRIDGE
State	MA
Zip	02138-4583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	74 CUSHING STREET CONDO
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	354300

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 16, 2019	Deed of Trust, Mortgage · ARM RESIDENTIAL MORTGAGE SERVICES
May 4, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Feb 22, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 14, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2007 · Amount on Record
Deed Sale	Dec 3, 2007 · Amount on Record
Prior Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	2007214664
Deed Book / Page	50417 / 412
Transfer Doc	68919-543
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79031-276
Date	Oct 29, 2021
Book Page	79031/276
Instrument	237825

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73119-486
Date	Aug 16, 2019
Book Page	73119/486
Instrument	121729

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Document Number	70983-489
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 CUSHING ST #74 CAMBRIDGE MA 021384583, 74, CAMBRIDGE, MA 02138-4583

Mortgage

Document Number	70983-489
Date	May 9, 2018
Book Page	070983/000489
Instrument	64706

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 22, 2017
Property Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Document Number	68919-543
Book / Page	068919 / 000543
Instrument Date	Feb 14, 2017
Instrument	27367
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 CUSHING ST #1 CAMBRIDGE MA 021384583, 1, CAMBRIDGE, MA 02138-4583

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	74 CUSHING ST, CAMBRIDGE, MA 02138-4583
Document Number	68790-180
Book / Page	068790 / 000180
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68790-180
Date	Jan 20, 2017
Book Page	068790/000180
Instrument	11469

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,135.00 (+1.94%)	$1,753,500 (-4.96%) Building $1,753,500	$1,556,765 (-4.67%)
2024	$10,923.00 (+14.6%)	$1,845,100 (+13.44%) Building $1,845,100	$1,632,955
2023	$9,531.00	$1,626,500 Building $1,626,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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