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74 Curd Ave, Williamsburg, KY 40769 Property Records

Whitley County property record for 74 Curd Ave, Williamsburg, KY 40769

Property Summary

Property TypeSingle Family Home
Details2,094 sqft
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Aug 2019)
Tax Bill$481 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN110-20-00-161.01

Property Details

APN / Parcel Number

Primary APN110-20-00-161.01
Alternative APN
  • 133807

Interior

Stories1 Story
Building Area2,094 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
TerrainRolling
Garage Area280 sqft
DrivewayAsphalt Driveway
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address74 CURD AVE
CityWILLIAMSBURG
StateKY
Zip40769-1784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description1 ST BRK HS W/GAR & LT 1 @ CURD AVE
Legal SubdivisionCURD FLATS 2
Legal Lot Number1
JurisdictionWHITLEY KY
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1011
Census Tract920602

Owner

74 Curd Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Whitley County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address74 CURD AVE, WILLIAMSBURG, KY 40769-1784
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Aug 30, 2019Deed, Transfer · Conventional Mortgage
WHITAKER BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on File
Deed SaleAug 30, 2019 · Amount on File
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address74 CURD AVE, WILLIAMSBURG, KY 40769-1784
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M669/191
DateFeb 2, 2021
Book PageM669/191
Instrument270992
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueJan 1, 2036

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionWHITLEY KY
Recording DateAug 30, 2019
Property Address74 CURD AVE, WILLIAMSBURG, KY 40769-1784
Document Number00D552/139
Book / PageD552 / 139
Instrument DateAug 30, 2019
Instrument238590
Transaction TypeTransfer
Record UpdatedMar 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 CURD AVE, 74, WILLIAMSBURG, KY 40769-1784

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address74 CURD AVE, WILLIAMSBURG, KY 40769-1784

Mortgage

Document Number000M645226
DateAug 30, 2019
InstrumentM645/226
Lender
NameWHITAKER BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 74 Curd Ave was $481.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWhitley County
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$481.00$148,500$148,500
2023$500.00$148,500$148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Curd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Curd Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLIAMSBURG WATER DEPARTMENT
serves 5,554 people · EPA ID KY1180471
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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