74 Crosspatch Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 74 Crosspatch Rd, Charlestown, RI 02813 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1984
Lot Size0.91 acres (39,640 sqft)
OwnerCompany Name on File
Tax Bill$3,509 (2025)
Deeds & MortgagesDec 2020 Line of Credit
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-0749-00

Property Details

APN / Parcel Number

Primary APN2-0749-00
Alternative APNs
  • CHAR M:11 L:46
  • M:011 B:046

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area3,847 sqft
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area39,640 sqft (0.91 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number2-0749-00
Street Address74 CROSSPATCH RD
CityCHARLESTOWN
StateRI
Zip02813-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number46
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2018
Census Tract51102

Owner

Source: Charlestown Town records · APN 2-0749-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address103 HALF MOON CIR, A1, HYPOLUXO, FL 33462-5476
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Line of Credit
THE WASHINGTON TRUST CO OF WESTERLY
May 19, 2017Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address74 CROSSPATCH RD, CHARLESTOWN, RI 02813-2420
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number468-142
DateDec 16, 2020
Book Page468/142
Instrument3239
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address74 CROSSPATCH RD, CHARLESTOWN, RI 02813-2420
Document Number426-602
Book / Page000426 / 000602
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJun 09, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address103 HALF MOON CIR #A1 HYPOLUXO FL 334625476, A1, HYPOLUXO, FL 33462-5476

Mortgage

Document Number426-602
DateMay 22, 2017
Book Page000426/000602
Instrument857
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charlestown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,509.00 (+3.3%)$591,800 (-) Land $321,600 Building $270,200
2023$3,397.00$591,800 Land $321,600 Building $270,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090511022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 207 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies207 in force
Nearby Flood Claims84 (1978–2024)
Claims Outside the SFHA13 of 84
Most Recent ClaimApr 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Severe Storms And Flooding, Apr 2010 · 15 claims
  • Hurricane Bob, Aug 1991 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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