74 Cresthaven Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 74 Cresthaven Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 1988
Lot Size	0.232 acres (10,117 sqft)
Owner	Individual Name on File
Last Sale	$179,500 (Jun 2017)
Tax Bill	$1,907 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-055582`

Property Details

APN / Parcel Number

Primary APN	`03-055582`
Alternative APN	`055582`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,316 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,117 sqft (0.232 acres)
Deck Area	127 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055582
Street Address	74 CRESTHAVEN DR
City	BERLIN
State	MD
Zip	21811-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-549 10117 SQ FT CREST HAVEN DRIVE PL OCEAN PINES SEC 9
Legal Subdivision	OCEAN PINES SEC 09
Legal Lot Number	549
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1009
Census Tract	951102

Owner

74 Cresthaven Dr is owned and occupied by an individual who bought it in June 2017.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	74 CRESTHAVEN DR, BERLIN, MD 21811-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 23, 2022	Deed of Trust, Mortgage · Unknown STATE EMPLOYEES CU OF MARYLAND INC
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 20, 2017	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Document Number	20177023-082
Deed Book / Page	7023 / 82
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0064480460
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	74 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CRESTHAVEN DR, BERLIN, MD 21811-1903

Mortgage

Document Number	0087000464
Date	Jan 26, 2024
Book Page	8700/464

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	May 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	74 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084130390
Date	Jun 23, 2022
Book Page	8413/390

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	74 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080650101
Date	May 25, 2021
Book Page	8065/101

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 20, 2017
Property Address	74 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Document Number	0070230082
Book / Page	007023 / 000082
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	RESORT LAND TITLE AND ESCROW, RESORT LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CRESTHAVEN DR OCEAN PINES MD 218111903, OCEAN PINES, MD 21811-1903

Mortgage

Document Number	70230086
Date	Jun 20, 2017
Book Page	007023/000086

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 74 Cresthaven Dr was $1,907 with a homeowner's exemption, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,907.00 (+1.27%) Homeowner's exemption	$259,000	$280,400 Land $93,700 Building $186,700
2025	$1,883.00 Homeowner's exemption
2023	$1,816.00 Homeowner's exemption	$203,200	$216,200 Land $79,700 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Cresthaven Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Cresthaven Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cresthaven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures