74 Crest Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 74 Crest Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,587 sqft · built 1997
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,145,000 (Jan 2020)
Tax Bill	$24,042 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08401-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`02-08401-0000-00017`
Alternative APNs	`02001850000000170002` `020018500000001702`

Interior

Stories	2 Stories
Building Area	3,587 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Construction Type	Frame
Lot Area	66,647 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	020018500000001702
Street Address	74 CREST DR
City	BASKING RIDGE
State	NJ
Zip	07920-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	8401
Legal Lot Number	17
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2022
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 CREST DR, BASKING RIDGE, NJ 07920-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2018	Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	20204589
Deed Book / Page	7186 / 618
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 30, 2020
Property Address	74 CREST DR, BASKING RIDGE, NJ 07920-2801
Document Number	0000004589
Book / Page	7186 / 0618
Instrument Date	Aug 9, 2019
Instrument	2020004589
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,329.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CREST DR, BASKING RIDGE, NJ 07920-2801

Mortgage

Document Number	0000004590
Date	Jan 30, 2020
Instrument	2020004590

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 23, 2018
Property Address	74 CREST DR, BASKING RIDGE, NJ 07920-2801
Document Number	0000032268
Book / Page	7066 / 2227
Instrument Date	Jul 12, 2018
Instrument	2018032268
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,721.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 CREST DR BASKING RDG, 74, BASKING RIDGE, NJ 07920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CREST DR BASKING RDG, BASKING RIDGE, NJ 07920

Mortgage

Document Number	0000032269
Date	Aug 23, 2018
Instrument	2018032269

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	24 Months
Due	Aug 8, 2020

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,526,000 (+7.14%) Land $397,000 Building $1,129,000	$1,526,000 (+7.14%) Land $397,000 Building $1,129,000
2025	$24,042.00 (+6.53%)	$1,424,300 (+21.94%) Land $397,000 Building $1,027,300	$1,424,300 (+21.94%) Land $397,000 Building $1,027,300
2024	$22,568.00 (-2.33%)
2023		$1,168,000 Land $367,000 Building $801,000	$1,168,000 Land $367,000 Building $801,000
2022	$23,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

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