74 Cresent Ridge Rd, Stearns, KY 42647 Property Records

McCreary County property record for 74 Cresent Ridge Rd, Stearns, KY 42647 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1930
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (May 2020)
Tax Bill	$659 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106-30-09-004.00`

Property Details

APN / Parcel Number

Primary APN	`106-30-09-004.00`
Alternative APN	`10984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	476 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	74 CRESENT RIDGE RD
City	STEARNS
State	KY
Zip	42647-6189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & HSE
Legal Lot Number	4
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2015
Census Tract	960301

Owner

Source: McCreary County records · APN 106-30-09-004.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · FHA Mortgage KENTUCKY HOUSING CORP
Jun 13, 2018	Deed of Trust, Mortgage KENTUCKY HOUSING CORP
May 11, 2020	Warranty Deed, Transfer KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE
Jun 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	130776
Deed Book / Page	D222 / 294
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M215/202
Date	Jun 13, 2018
Book Page	M215/202
Instrument	125327

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M215/220
Date	Jun 13, 2018
Book Page	M215/220
Instrument	125328

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2028

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	May 11, 2020
Property Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189
Document Number	00D222/294
Book / Page	D222 / 294
Map Reference	DB 76 PG 278
Instrument Date	Apr 24, 2020
Instrument	130776
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$82.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 PIG SKIN RD, 204, STEARNS, KY 42647-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Jun 13, 2018
Property Address	74 CRESENT RIDGE RD, STEARNS, KY 42647-6189
Document Number	00D216/115
Book / Page	D216 / 115
Map Reference	PL CAB 1 SL 64
Instrument Date	Jun 08, 2018
Instrument	125326
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 CRESENT RIDGE RD, 74, STEARNS, KY 42647-6189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CRESCENT RIDGE RD, STEARNS, KY 42647-6189

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (-1.49%)	$82,000 (-)	$82,000 (-)
2023	$669.00	$82,000	$82,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 67% of Kentucky
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 141 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Highland Telephone Cooperative, Inc. (KY & TN)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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