74 Crandall Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 74 Crandall Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1955
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Apr 2011)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:164 B:90`

Property Details

APN / Parcel Number

Primary APN	`WEST M:164 B:90`
Alternative APNs	`M:164 B:90 L` `6164575`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	1,152 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6164575
Street Address	74 CRANDALL AVE
City	WESTERLY
State	RI
Zip	02891-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	90
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1062
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 RIDGE RD, HAMPDEN, MA 01036-9518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSMUTUAL FEDERAL CREDIT UNION
May 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage MASSMUTUAL FEDERAL CREDIT UNION
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit MASS MUTUAL FCU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASSMUTUAL FCU
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2011 · Amount on Record
Deed Sale	Apr 20, 2011 · Amount on Record
Deed Book / Page	1892 / 266
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	74 CRANDALL AVE, WESTERLY, RI 02891-5345
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-11418
Date	Jun 20, 2022
Book Page	2022/11418
Instrument	2022-2686

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	74 CRANDALL AVE, WESTERLY, RI 02891-5345
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-13370
Date	May 14, 2021
Book Page	2021/13370
Instrument	2021-2904

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	74 CRANDALL AVE, WESTERLY, RI 02891-5345
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018-2256
Date	Feb 15, 2018
Book Page	2018/2256
Instrument	572

Lender

Name	MASS MUTUAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	74 CRANDALL AVE, WESTERLY, RI 02891-5345
Document Number	2020-6597
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 RIDGE RD HAMPDEN MA 010369518, HAMPDEN, MA 01036-9518

Mortgage

Document Number	2020-6597
Date	Aug 20, 2020
Book Page	002020/016597
Instrument	3841

Lender

Name	MASSMUTUAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 19, 2025

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	74 CRANDALL AVE, WESTERLY, RI 02891-5345
Document Number	2019-1701
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIDGE RD WESTERLY RI 028915615, WESTERLY, RI 02891-5615

Mortgage

Document Number	2019-1701
Date	Jul 19, 2019
Book Page	002019/011701
Instrument	2984

Lender

Name	MASSMUTUAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (+7.18%)	$688,400 (+45.02%) Land $529,700 Building $158,700	$669,665
2023	$4,567.00 (+0.64%)	$474,700 (-) Land $344,000 Building $130,700
2022	$4,538.00	$474,700 Land $344,000 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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