74 Covel St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 74 Covel St, Fall River, MA 02723

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 4,086 sqft · built 1900
Lot Size	0.067 acres (2,927 sqft)
Owner	2 Company Names on File
Last Sale	$470,000 (Dec 2021)
Tax Bill	$6,759 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0L-04 B:0000 L:0007`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0L-04 B:0000 L:0007`
Alternative APN	`M:0L=04 B:0000 L:0007`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,086 sqft Living Area
Gross Area	5,911 sqft
Basement Area	1,485 sqft
Unfinished Basement	1,485 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,927 sqft (0.067 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	74 COVEL ST
City	FALL RIVER
State	MA
Zip	02723-5247
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	G
Legal Lot Number	7
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2013
Census Tract	641300

Owner

74 Covel St, a residential property, is owned by a company that acquired it in March 2023.

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner of Record	2 Company Names on File
Mailing Address	4 WALDEN SQUARE RD, 119, CAMBRIDGE, MA 02140-3418
Owner Type	Company
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2025	Deed of Trust, Mortgage · Line of Credit US SMALL BUSINESS ADMINISTRATION
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance A & D MORTGAGE LLC
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2021	Quit Claim Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Nov 15, 2004 · Amount on File
Deed Document Number	202129233
Deed Book / Page	10857 / 25
Last Transfer Date	Mar 10, 2023
Transfer Doc	0011251-87
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	74 COVEL ST, FALL RIVER, MA 02723-5247
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011934-266
Date	Nov 28, 2025
Book Page	11934/266
Instrument	16948

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	74 COVEL ST, FALL RIVER, MA 02723-5247
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011243-262
Date	Mar 6, 2023
Book Page	11243/262
Instrument	3360

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 17, 2023
Property Address	74 COVEL ST, FALL RIVER, MA 02723-5247
Document Number	0011251-87
Book / Page	11251 / 87
Instrument Date	Mar 10, 2023
Instrument	3912
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALDEN SQUARE RD APT 119, 119, CAMBRIDGE, MA 02140-3418

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 17, 2021
Property Address	74 COVEL ST, FALL RIVER, MA 02723-5247
Document Number	0010857-25
Book / Page	10857 / 25
Instrument Date	Dec 17, 2021
Instrument	29233
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WALDEN SQUARE RD APT 119, 119, CAMBRIDGE, MA 02140-3418

Mortgage

Document Number	0000029234
Date	Dec 17, 2021
Instrument	29234

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 74 Covel St was $6,759, up 11.9% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,759.00 (+11.9%)	$590,300 (+12.29%) Land $105,400 Building $484,900
2024	$6,040.00 (+17.01%)	$525,700 (+24.96%) Land $101,500 Building $424,200
2023	$5,162.00	$420,700 Land $83,900 Building $336,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Covel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 74 Covel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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