Cherokee County property record for 74 Cottontail Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,242 sqft · built 1978 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Feb 2012) |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553200084483000 |
| Primary APN | 553200084483000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,242 sqft Heated Area |
| Gross Area | 2,118 sqft |
| 1st Floor Area | 1,242 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Dimensions | 318 ft deep x 168 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 35624 |
|---|---|
| Street Address | 74 COTTONTAIL TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 77 & 78 PEACHTREE ESTATES 966/716 |
| Legal Subdivision | PEACHTREE ESTATES |
| Legal Lot Number | 77-78 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930401 |
Source: Cherokee County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 COTTONTAIL TRL, MURPHY, NC 28906-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2012 · Amount on Record |
| Deed Sale | Feb 29, 2012 · Amount on Record |
| Deed Document Number | 2012364 |
| Deed Book / Page | 1432 / 364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 23, 2026 |
| Property Address | 74 COTTONTAIL TRL, MURPHY, NC 28906-3713 |
| Document Number | 0000001924 |
| Book / Page | 1799 / 1290 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 74 COTTONTAIL TRL, MURPHY, NC 28906-3713 |
| Document Number | 0000001924, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 1799/1290 |
| Instrument | 20261924 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $894.00 | $115,640 (-) | $115,640 (-) Land $16,000 Building $99,640 |
| 2023 | $115,640 | $115,640 Land $16,000 Building $99,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures