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74 Concord St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 74 Concord St, Framingham, MA 01702

Property Summary

Property TypeBank, Financial Building
Details2 ba · 12,812 sqft · built 1933
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$2,150,000 (Oct 2025)
Tax Bill$25,185 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN128-86-5389

Property Details

APN / Parcel Number

Primary APN128-86-5389
Alternative APNs
  • FRAM M:128 B:86 L:5389 U:000
  • M:002.0 B:0004 L:0012.0
  • F_678586_2926396
  • 44

Interior

Full Baths2 Baths
Half Baths4 Half Baths
Stories1 Story
Building Area12,812 sqft Total Area
Gross Area20,008 sqft
1st Floor Area7,106 sqft
Basement Area7,106 sqft
Unfinished Basement7,106 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44
Street Address74 CONCORD ST
CityFRAMINGHAM
StateMA
Zip01702-8304
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeCB
Legal Block86
Legal Lot Number5389
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group1
Census Block1020
Census Tract383300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Concord Square Historic District
listed 1983 · 19 contributing resources · NRIS 83000794

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

74 Concord St, a commercial property, is owned by a company that bought it in October 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address74 CONCORD ST, FRAMINGHAM, MA 01702-8304
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2025 · Amount on File
Deed SaleOct 6, 2025 · Amount on File
Prior SaleSep 21, 2016 · Amount on File
Deed Book / Page84700 / 537
Transfer Doc068054-528
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFRAMINGHAM MA
Recording DateOct 6, 2025
Property Address74 CONCORD ST, FRAMINGHAM, MA 01702-8304
Document Number084700-537
Book / Page84700 / 537
Instrument DateOct 3, 2025
Instrument120984
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CONCORD ST, FRAMINGHAM, MA 01702-8304

Mortgage

Document Number0000120986
DateOct 6, 2025
Instrument120986
Lender
NameHANMI BANK
Agreement
AmountAmount on Record
Term301 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 74 Concord St was $25,185, up 1.5% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$25,185.00 (+1.48%)$1,050,700 (+2.8%) Land $161,700 Building $781,400
2025$24,817.00 (+10.52%)$1,022,100 (+15.66%) Land $154,000 Building $868,100
2024$22,455.00 (-2.52%)$883,700 (+4.62%) Land $153,900 Building $729,800
2023$23,035.00$844,700 Land $140,000 Building $704,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Concord St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50

May also be available: AT&T.

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