Somerset County and Bernards Township property record for 74 Commonwealth Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,580 sqft · built 1987 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Aug 2023) |
| Tax Bill | $10,791 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-08602-0000-00107 |
| Primary APN | 02-08602-0000-00107 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 02001820200001 |
|---|---|
| Street Address | 74 COMMONWEALTH DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SPRING RDG PH 01A & 01B |
| Legal Block | 8602 |
| Legal Lot Number | 107 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52603 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | May 24, 2012 · Amount on Record |
| Deed Document Number | 202321913 |
| Deed Book / Page | 7521 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 23, 2023 |
| Property Address | 74 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3094 |
| Document Number | 0000021913 |
| Book / Page | 7521 / 481 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023021913 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | TITLE AUTHORITY INC, TITLE AUTHORITY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 NEWPORT WAY, LITTLE EGG HARBOR TWP, NJ 08087-3651 |
| Name | Verified Name |
|---|---|
| Address | 74 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3094 |
| Document Number | 0000021914 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023021914 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 74 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3094 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010488 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 6946/3336 |
| Instrument | 2017010488 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 74 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3094 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000040149 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 7244/2077 |
| Instrument | 2020040149 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,700 (+5.85%) Land $274,600 Building $402,100 | $676,700 (+5.85%) Land $274,600 Building $402,100 | |
| 2025 | $10,791.00 (+1.7%) | $639,300 (+12.73%) Land $274,600 Building $364,700 | $639,300 (+12.73%) Land $274,600 Building $364,700 |
| 2024 | $10,611.00 (+1.43%) | ||
| 2023 | $567,100 (+9.02%) Land $236,500 Building $330,600 | $567,100 (+9.02%) Land $236,500 Building $330,600 | |
| 2022 | $10,461.00 | $520,200 Land $236,500 Building $283,700 | $520,200 Land $236,500 Building $283,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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