74 Cleaves Ave, San Jose, CA 95126 Property Records

Santa Clara County property record for 74 Cleaves Ave, San Jose, CA 95126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,393 sqft · built 1914
Lot Size0.11 acres (4,794 sqft)
OwnerIndividual Name on File
Last Sale$655,000 (Aug 2013)
Tax Bill$11,981 (2025)
Deeds & MortgagesMar 2020 Mortgage
Dec 2020 Mortgage
Flood ZoneZone D (undetermined)
APN261-32-045

Property Details

APN / Parcel Number

Primary APN261-32-045

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,393 sqft Living Area
1st Floor Area1,393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,794 sqft (0.11 acres)
Lot Dimensions102 ft deep x 47 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address74 CLEAVES AVE
CitySAN JOSE
StateCA
Zip95126-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionLOT 24
Legal SubdivisionCLEAVES
Legal Lot Number24
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2002
Census Tract500300

Owner

74 Cleaves Ave is owned and occupied by an individual who acquired it in August 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address74 CLEAVES AVE, SAN JOSE, CA 95126-3110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2013 · Amount on File
Deed SaleAug 1, 2013 · Amount on File
Prior SaleAug 31, 2004 · Amount on File
Deed Document Number201322327794
Last Transfer DateAug 18, 2016
Transfer Doc0023418069
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address74 CLEAVES AVE, SAN JOSE, CA 95126-3110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024430220
DateMar 13, 2020
Instrument24430220
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address74 CLEAVES AVE, SAN JOSE, CA 95126-3110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CLEAVES AVE, SAN JOSE, CA 95126-3110

Mortgage

Document Number0024762795
DateDec 24, 2020
Instrument24762795
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 74 Cleaves Ave was $11,981, up 5.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$818,989 (+2%) Land $614,182 Building $204,807
2025$11,981.00 (+5.6%)$802,932 Land $602,140 Building $200,792
2024$11,346.00 (+8.14%)
2023$10,492.00 (+0.97%)$771,755 Land $578,759 Building $192,996
2022$10,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Cleaves Ave in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Most Recent ClaimMar 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Cleaves Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, Sonic Telecom, T-Mobile, Verizon.

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