74 Clarence Ct, Middletown, CT 06457 Property Records

Middletown City property record for 74 Clarence Ct, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,517 sqft · built 1988
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2025)
Tax Bill	$9,583 (2026)
Deeds & Mortgages	Oct 2021 Refinance Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:27 L:0015`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:27 L:0015`
Alternative APN	`R12606`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,517 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	938 sqft
Attic	Attic
Attic Area	572 sqft
Basement Area	922 sqft
Unfinished Basement	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R12606
Street Address	74 CLARENCE CT
City	MIDDLETOWN
State	CT
Zip	06457-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	15
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3008
Census Tract	542100

Owner

74 Clarence Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 8, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST WORLD MORTGAGE CORPORATION
May 7, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage JASON V GALLAGHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	May 7, 2025 · Amount on File
Deed Book / Page	2137 / 774
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	74 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002025-122
Date	Oct 22, 2021
Book Page	2025/122
Instrument	3653090018

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 8, 2025
Property Address	74 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Document Number	002137-774
Book / Page	2137 / 774
Instrument Date	Dec 5, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002137777
Date	Dec 8, 2025
Instrument	2137/777

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 7, 2025
Property Address	74 CLARENCE CT, MIDDLETOWN, CT 06457-4057
Document Number	002120-922
Book / Page	2120 / 922
Instrument Date	Apr 25, 2025
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BIRCH HILL RD, SOMERS, CT 06071-1274
Investor	Possibly a Property Investor

Mortgage

Document Number	0002120925
Date	May 7, 2025
Instrument	2120/925

Lender

Name	JASON V GALLAGHER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 74 Clarence Ct was $9,583.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,583.00	$234,870 (+10.41%) Land $63,340 Building $171,530	$447,821 (+200.73%)
2025		$212,730 (-) Land $63,340 Building $149,390	$148,911 Land $44,338 Building $104,573
2024	$8,275.00 (+5.71%)	$212,730 (-) Land $63,340 Building $149,390
2023	$7,828.00 (+14.85%)	$212,730 (+37.33%) Land $63,340 Building $149,390
2022	$6,816.00	$154,900 Land $42,230 Building $112,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Clarence Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Clarence Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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