74 Clair St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 74 Clair St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,082 sqft · built 1915
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2016)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-11-11-230-018`

Property Details

APN / Parcel Number

Primary APN	`05-11-11-230-018`
Alternative APN	`1111230018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	873 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Marblecrete
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74 CLAIR ST
City	MOUNT CLEMENS
State	MI
Zip	48043-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	SUTTON & SCOTTS SUB E 5 FT OF LOT 181 & ALL LOT 182 .
Legal Subdivision	SUTTON & SCOTTS SUB
Legal Lot Number	181-182
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	1
Census Block	1006
Census Tract	245100

Owner

74 Clair St is owned and occupied by an individual who bought it in December 2016.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	74 CLAIR ST, MOUNT CLEMENS, MI 48043-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2020	Deed of Trust, Mortgage CORELOGIC SOLEX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	20166148099
Deed Book / Page	24454 / 592
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000134155
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74 CLAIR ST, MOUNT CLEMENS, MI 48043-1706
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CLAIR ST, MOUNT CLEMENS, MI 48043-1706

Mortgage

Document Number	2200067555
Date	May 23, 2022
Book Page	28623/36
Instrument	202200067555

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	74 CLAIR ST, MOUNT CLEMENS, MI 48043-1706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 CLAIR ST, MOUNT CLEMENS, MI 48043-1706

Mortgage

Document Number	0000113766
Date	Sep 22, 2020
Book Page	27013/37
Instrument	2113766

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Amount	Amount on Record
Term	303 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 74 Clair St was $2,300 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,100	$170,200
2025	$2,300.00
2023		$66,900	$133,800
2022	$2,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 74 Clair St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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