74 Chestnut St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 74 Chestnut St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	1,823 sqft · built 1700
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Sep 2021)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06317-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`08-06317-0000-00019`
Alternative APN	`08J1161000000020`

Interior

Stories	2 Stories
Building Area	1,823 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08J1161000000020
Street Address	74 CHESTNUT ST
City	PATERSON
State	NJ
Zip	07501-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHESTNUT STREET
Legal Block	6317
Legal Lot Number	19
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2006
Census Tract	182800

Owner

74 Chestnut St is owned by a company that bought it in September 2021.

Source: Passaic County and Paterson City records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	4321 BERGENLINE AVE, UNION CITY, NJ 07087-5034
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BCB COMMUNITY BANK
Sep 13, 2021	Bargain and Sale Deed, Construction Loan · Construction Mortgage BROADVIEW CAPITAL LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	202158214
Deed Book / Page	4129 / 162
Prior Transfer Date	Nov 26, 1996
Prior Transfer Doc	0148000328
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	74 CHESTNUT ST, PATERSON, NJ 07501-3511
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003490
Date	Jan 31, 2023
Book Page	M18356/122
Instrument	2023003490

Lender

Name	BCB COMMUNITY BANK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 13, 2021
Property Address	74 CHESTNUT ST, PATERSON, NJ 07501-3511
Document Number	0000058214
Book / Page	D4129 / 162
Instrument Date	Aug 17, 2021
Instrument	2021058214
Transaction Type	Construction Loan
Record Updated	Oct 5, 2021
Title Company	BETTER RESEARCH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 SPRING VALLEY RD, 111, PARAMUS, NJ 07652-4318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 BERGENLINE AVE, UNION CITY, NJ 07087-5034

Mortgage

Document Number	0000058215
Date	Sep 13, 2021
Instrument	2021058215

Lender

Name	BROADVIEW CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	74 CHESTNUT ST, PATERSON, NJ 07501-3511
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002005
Date	Jan 11, 2021
Book Page	M16725/67
Instrument	2021002005

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	74 CHESTNUT ST, PATERSON, NJ 07501-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027268
Date	Jun 25, 2019
Book Page	M15576/0108
Instrument	2019027268

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 74 Chestnut St was $6,066, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,100 (+161.3%) Land $107,500 Building $189,600	$297,100 (+161.3%) Land $107,500 Building $189,600
2025	$6,066.00 (+4.71%)	$113,700 Land $21,900 Building $91,800	$113,700 Land $21,900 Building $91,800
2024	$5,793.00
2023		$113,700 Land $21,900 Building $91,800	$113,700 Land $21,900 Building $91,800
2022	$5,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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