74 Charles St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 74 Charles St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1980
Square Footage2,274 sqft Living Area
Lot Size12,341 sqft (0.283 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2012)
Tax Bill$8,709.00 (2025)

Property Details

APN / Parcel Number

Primary APNREAD M:028.0-0000-0156.0
Alternative APNs
  • M:028.0=0000=0156.0
  • 1150000000280
  • 1150000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,274 sqft Living Area
Gross Area2,820 sqft Gross Area
Basement Area800 sqft Basement
Unfinished Basement296 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,341 sqft (0.283 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1150000000280
Street Address74 CHARLES ST
CityREADING
StateMA
Zip01867-1755
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup1
Census Block1006
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:028.0-0000-0156.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address74 CHARLES ST, READING, MA 01867-1755
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Stand Alone Refinance
LEADER BANK NA
Oct 19, 2021Deed of Trust, Mortgage · Stand Alone Refinance
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2012 · Amount on Record
Deed SaleJul 10, 2012 · Amount on Record
Prior SaleMay 05, 2005 · Amount on Record
Deed Book / Page59489 / 327
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address74 CHARLES ST, READING, MA 01867-1755
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078941-113
DateOct 19, 2021
Book Page78941/113
Instrument229012
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address74 CHARLES ST, READING, MA 01867-1755
Transaction TypeMortgage
Record UpdatedNov 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78941-113
DateOct 19, 2021
Book Page78941/113
Instrument229012
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,709.00 (+0.22%)$764,600 (+3.12%) Land $463,700 Building $300,900$837,330 (+8.47%)
2024$8,690.00 (+6.86%)$741,500 (+14.8%) Land $449,700 Building $291,800$771,970
2023$8,132.00$645,900 Land $391,700 Building $254,200

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