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74 Chapel St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 74 Chapel St, Gardner, MA 01440

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,280 sqft · built 2005
Lot Size0.386 acres (16,812 sqft)
OwnerIndividual Name on Record
Last Sale$499,900 (Nov 2024)
Tax Bill$6,227 (2026)
Deeds & MortgagesApr 2018 Sale
Apr 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNGARD M:W27 B:4 L:4B

Property Details

APN / Parcel Number

Primary APNGARD M:W27 B:4 L:4B
Alternative APN
  • M:Y-29 B:0002B L:0004B

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area3,712 sqft
Basement Area1,280 sqft
Unfinished Basement1,280 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,812 sqft (0.386 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address74 CHAPEL ST
CityGARDNER
StateMA
Zip01440-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block4
Legal Lot Number4B
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2003
Census Tract707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 CHAPEL ST, GARDNER, MA 01440-1702
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2018Trustee's Deed, Transfer
Apr 19, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 12, 2018Trustee's Deed, Transfer
Mar 14, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2024 · Amount on Record
Deed SaleNov 13, 2024 · Amount on Record
Prior SaleMar 10, 2017 · Amount on Record
Deed Document Number202494428
Deed Book / Page71286 / 216
Record UpdatedOct 29, 2026

April 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGARDNER MA
Recording DateApr 10, 2018
Property Address74 CHAPEL ST, GARDNER, MA 01440-1702
Document Number58648-5
Book / Page058648 / 000005
Instrument DateApr 6, 2018
Instrument33246
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CHAPEL ST GARDNER MA 014401702, GARDNER, MA 01440-1702

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateApr 19, 2018
Property Address74 CHAPEL ST, GARDNER, MA 01440-1702
Document Number58684-295
Book / Page058684 / 000295
Instrument DateApr 6, 2018
Instrument36397
Transaction TypeTransfer
Record UpdatedMay 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CHAPEL ST GARDNER MA 014401702, GARDNER, MA 01440-1702

March 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGARDNER MA
Recording DateMar 12, 2018
Property Address74 CHAPEL ST, GARDNER, MA 01440-1702
Document Number58529-281
Book / Page058529 / 000281
Instrument DateMar 7, 2018
Instrument22829
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CHAPEL ST GARDNER MA 014401702, GARDNER, MA 01440-1702

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMar 14, 2018
Property Address74 CHAPEL ST, GARDNER, MA 01440-1702
Document Number58541-216
Book / Page058541 / 000216
Instrument DateMar 7, 2018
Instrument23893
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CHAPEL ST GARDNER MA 014401702, GARDNER, MA 01440-1702

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,227.00 (+9,943.55%)$452,200 (+4.41%) Land $79,900 Building $372,300$459,841 (-0.26%)
2025$62.00 (-98.97%)$433,100 (+8.17%) Land $72,700 Building $360,400$461,035
2024$6,002.00 (+8.57%)$400,400 (+16.84%) Land $66,100 Building $334,300
2023$5,528.00$342,700 Land $65,100 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chapel St

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