74 Center St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 74 Center St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1885
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Aug 2004)
Tax Bill	$3,871 (2024)
Deeds & Mortgages	May 2022 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:28 B:51 L:49`

Property Details

APN / Parcel Number

Primary APN	`WINL M:28 B:51 L:49`
Alternative APNs	`00072000` `72000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	618 sqft
Attic	Attic
Attic Area	546 sqft
Basement Area	618 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	72000
Street Address	74 CENTER ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	51
Legal Lot Number	49
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1005
Census Tract	476200

Owner

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	74 CENTER ST, WINDSOR LOCKS, CT 06096-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 27, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2004 · Amount on Record
Deed Sale	Aug 30, 2004 · Amount on Record
Prior Sale	Aug 31, 1999 · Amount on Record
Deed Book / Page	326 / 820
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	74 CENTER ST, WINDSOR LOCKS, CT 06096-1832
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518-16
Date	May 2, 2022
Book Page	518/16
Instrument	1263710015

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	74 CENTER ST, WINDSOR LOCKS, CT 06096-1832
Document Number	479-88
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 CENTER ST WINDSOR LOCKS CT 060961832, WINDSOR LOCKS, CT 06096-1832

Mortgage

Document Number	479-88
Date	Sep 10, 2018
Book Page	000479/000088
Instrument	5040018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2033

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,350 (+68.49%) Land $49,630 Building $111,720	$112,945 Land $34,741 Building $78,204
2024	$3,871.00 (+43.64%)	$95,760 (-) Land $31,010 Building $64,750
2023	$2,695.00 (+8.98%)	$95,760 (-) Land $31,010 Building $64,750
2022	$2,473.00	$95,760 Land $31,010 Building $64,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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