Santa Clara County property record for 74 Caspian Way, Gilroy, CA 95020 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,071 sqft · built 2015 |
| Lot Size | 0.085 acres (3,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Jan 2026) |
| Tax Bill | $9,292 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2022 Mortgage + 6 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-035 |
| Primary APN | 808-48-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 831 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,707 sqft (0.085 acres) |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 74 CASPIAN WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 88 |
| Legal Tract | 10184 |
| Legal Lot Number | 88 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-035
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Dec 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| May 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 16, 2026 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 01, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2017 · Amount on Record |
| Deed Document Number | 25931670 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025215098 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 25215098 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025410320 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 25410320 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025384718 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 25384718 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025498973 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 25498973 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025569176 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 25569176 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025638470 |
|---|---|
| Date | May 20, 2024 |
| Instrument | 25638470 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2064 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 16, 2026 |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025931670 |
| Map Reference | MB 866 PG 24 - 33 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 25931670 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0025931671 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 25931671 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 01, 2017 |
| Property Address | 74 CASPIAN WAY, GILROY, CA 95020-8505 |
| Document Number | 0023790508 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 23790508 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74 CASPIAN WAY GILROY CA 950208505, GILROY, CA 95020-8505 |
| Document Number | 23790509 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 23790509 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,292.00 (+2.19%) | $750,961 (+4.04%) Land $413,029 Building $337,932 |
| 2023 | $9,093.00 (-1.7%) | $721,802 Land $396,992 Building $324,810 |
| 2022 | $9,250.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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