74 Bus 7 S, Abbeville, MS 38601 Property Records

Lafayette County property record for 74 Bus 7 S, Abbeville, MS 38601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 886 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$547 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`082-10-021.01`

Property Details

APN / Parcel Number

Primary APN	`082-10-021.01`
Alternative APN	`37027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	837 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37027
Street Address	74 BUSINESS 7 S
City	ABBEVILLE
State	MS
Zip	38601-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 N1/2 SE1/4 NW1/4 W OF RD
Legal Range	03W
Legal Township	07S
Legal Section	10
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3036
Census Tract	950402

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 COTTON RD, OXFORD, MS 38655-8210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage FNB OXFORD BANK
Sep 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 28, 2017
Transfer Doc	0201707849
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	74 BUSINESS 7 S, ABBEVILLE, MS 38601-9761
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708034
Date	Sep 7, 2017
Instrument	201708034

Lender

Name	FNB OXFORD BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MS
Recording Date	Sep 1, 2017
Property Address	74 BUSINESS 7 S, ABBEVILLE, MS 38601-9761
Document Number	0201707849
Instrument Date	Aug 28, 2017
Instrument	201707849
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 BUSINESS 7 S, ABBEVILLE, MS 38601-9761

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Abbeville Town
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (+19.69%) Homeowner's exemption	$7,637 (+22.29%)	$76,370 (+22.29%) Land $11,500 Building $64,870
2023	$457.00 Homeowner's exemption	$6,245	$62,450 Land $11,500 Building $50,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ABBEVILLE-WATER DEPT public/private · serves 386 people · EPA ID MS0360001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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