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74 Bruce Ln, Durango, CO 81301 Property Records

La Plata County property record for 74 Bruce Ln, Durango, CO 81301 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,456 sqft · built 1990
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$1,536 (2025)
Deeds & MortgagesSep 2017 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5597-033-00-176

Property Details

APN / Parcel Number

Primary APN5597-033-00-176
Alternative APN
  • R427889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleModular
Lot Area13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR427889
Street Address74 BRUCE LN
CityDURANGO
StateCO
Zip81301-6144
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionMOBILE/MANUFACTURED TITLE: MSO MOBILE/MANUFACTURED SERIAL: CMC0C01414227AB YEAR: 1990 MAKE: CON SIZE: 28X52 SPACE: ATTACHED TO LAND SECTION: 3 TOWNSHIP: 36 RANGE: 9 LOT 2 OF SAUVAGE TRACTS SURVEY #912290 6/29/05 SEE SCANNED LEGAL 74 BRUCE
Legal Range09
Legal Township36
Legal Section03
Legal SubdivisionSAUVAGE
Legal Block2
Legal Lot Number2
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group2
Census Block2023
Census Tract970705

Owner

Source: La Plata County records · APN 5597-033-00-176

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address74 BRUCE LN, DURANGO, CO 81301-6144
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2017Deed of Trust, Mortgage · ARM
NBH BANK NA
Aug 06, 2021Intrafamily Transfer, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2021
Deed SaleAug 06, 2021
Prior SaleJun 29, 2006 · Amount on Record
Deed Document Number20211197218
Prior Transfer DateJul 26, 2021
Prior Transfer Doc0001197218
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address74 BRUCE LN, DURANGO, CO 81301-6144
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001134023
DateSep 27, 2017
Instrument1134023
Lender
NameNBH BANK NA
TypeBank
AddressKANSAS CITY, MO 64105
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLA PLATA CO
Recording DateAug 06, 2021
Property Address74 BRUCE LN, DURANGO, CO 81301-6144
Document Number0001197218
Map ReferenceDOC 912290
Instrument DateJul 26, 2021
Instrument1197218
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address74 BRUCE LN, DURANGO, CO 81301-6144

Mortgage

Document Number0001197219
DateAug 06, 2021
Instrument1197219
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$26,790 (-2.08%) Land $15,560 Building $11,230$437,660 (-) Land $254,180 Building $183,480
2025$1,536.00 (+65.34%)$27,360 (+27.67%) Land $15,890 Building $11,470$437,660 (+36.85%) Land $254,180 Building $183,480
2023$929.00 (+2.2%)$21,430 (+3.38%) Land $12,750 Building $8,680$319,810 (+7.22%) Land $190,250 Building $129,560
2022$909.00$20,730 Land $13,640 Building $7,090$298,270 Land $196,210 Building $102,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2018, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 69% of the US · above 63% of Colorado
Wildfire LikelihoodAbout 1 in 400 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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