74 Bernard Ave, Delaware, OH 43015 Property Records

Delaware County property record for 74 Bernard Ave, Delaware, OH 43015

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,734 sqft · built 1901
Lot Size	0.291 acres (12,672 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2023)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-433-09-017-000`

Property Details

APN / Parcel Number

Primary APN	`519-433-09-017-000`
Alternative APN	`143920.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,158 sqft
Upper Floors Area	576 sqft
Basement Area	290 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	181 ft deep x 70 ft wide
Porch	Open Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	74 BERNARD AVE
City	DELAWARE
State	OH
Zip	43015-2643
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS 327,328PT
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	327,3
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3032
Census Tract	10100

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	74 BERNARD AVE, DELAWARE, OH 43015-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Line of Credit BETTER MORTGAGE CORPORATION
Feb 4, 2019	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TITLE AGENCY LTD
Jun 30, 2017	Deed of Trust, Mortgage JAMES GANGI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	202310745
Deed Book / Page	2033 / 2177
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0000021553
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 26, 2023
Property Address	74 BERNARD AVE, DELAWARE, OH 43015-2643
Document Number	0000010745
Book / Page	2033 / 2177
Map Reference	MB 2 PG 27
Instrument Date	Apr 28, 2023
Instrument	202300010745
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BERNARD AVE, DELAWARE, OH 43015-2643

Mortgage

Document Number	0000010747
Date	May 26, 2023
Instrument	202300010747

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 4, 2019
Property Address	74 BERNARD AVE, DELAWARE, OH 43015-2643
Document Number	0000002536
Book / Page	001618 / 001338
Instrument Date	Jan 31, 2019
Instrument	2536
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	APEX TITLE COMPANY, APEX TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 NW 62ND AVE MARGATE FL 330638303, MARGATE, FL 33063-8303

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	74 BERNARD AVE, DELAWARE, OH 43015-2643
Document Number	0000018932
Book / Page	001512 / 002859
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7686 FISHEL DR N #B DUBLIN OH 430168746, B, DUBLIN, OH 43016-8746

Mortgage

Document Number	0000018932
Date	Jul 7, 2017
Book Page	001512/002859
Instrument	18932

Lender

Name	JAMES GANGI
Address	1560 BROADWAY # 400, DENVER, CO 80202-5158

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,723.00 (+5.14%)	$73,190 (-) Land $12,220 Building $60,970	$209,100 (-) Land $34,900 Building $174,200
2024	$3,541.00 (-0.17%)	$73,190 (-) Land $12,220 Building $60,970	$209,100 (-) Land $34,900 Building $174,200
2023	$3,547.00	$73,190 Land $12,220 Building $60,970	$209,100 Land $34,900 Building $174,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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