74 Bella Grace Dr, Lonoke, AR 72086 Property Records

Lonoke County property record for 74 Bella Grace Dr, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,075 sqft · built 2021
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Sep 2025)
Tax Bill	$2,062 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433-50016-000`

Property Details

APN / Parcel Number

Primary APN	`433-50016-000`
Alternative APN	`21649`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft

Exterior

Year Built	Built 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,089 sqft
Porch	Open Porch
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	74 BELLA GRACE DR
City	LONOKE
State	AR
Zip	72086-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 CITY/MUNI/TWP:RURAL SUBD:VALLEY BROOK ESTATES I SEC/TWN/RNG/MER:SEC 01 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	01
Legal Subdivision	VALLEY BROOK ESTATES I
Legal Lot Number	16
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2012
Census Tract	20108

Owner

74 Bella Grace Dr is owned and occupied by an individual who bought it in September 2025.

Source: Lonoke County records, as of October 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Warranty Deed, Transfer · FHA Mortgage SENTE MORTGAGE INC
Sep 22, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 26, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST ARKANSAS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	2025-08460
Deed Book / Page	2025 / 8460
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 11, 2025
Property Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183
Document Number	0000008460
Book / Page	2025 / 8460
Instrument Date	Sep 11, 2025
Instrument	2025-08460
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3919 BARNETT RD APT 317, 317, WICHITA FALLS, TX 76310-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183

Mortgage

Document Number	0202508461
Date	Sep 11, 2025
Instrument	2025-08461

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 22, 2021
Property Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183
Document Number	0000012647
Book / Page	2021 / 12647
Instrument Date	Sep 20, 2021
Instrument	2021-12647
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1054, CABOT, AR 72023-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183

Mortgage

Document Number	0202112648
Date	Sep 22, 2021
Instrument	2021-12648

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 26, 2021
Property Address	74 BELLA GRACE DR, LONOKE, AR 72086-9183
Document Number	0000003899
Book / Page	2021 / 3899
Instrument Date	Mar 18, 2021
Instrument	2021003899
Transaction Type	Construction Loan
Record Updated	Oct 6, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 HARMONY CV, SHERWOOD, AR 72120-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1054, CABOT, AR 72023-1054
Investor	Possibly a Property Investor

Mortgage

Document Number	2021003900
Date	Mar 26, 2021
Instrument	2021003900

Lender

Name	FIRST ARKANSAS BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2022

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,940 Land $4,260 Building $40,680
2024	$2,062.00
2023	$2,062.00	$44,940 Land $4,260 Building $40,680	$224,700 Land $21,300 Building $203,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Bella Grace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Bella Grace Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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