74 Beech St, #76, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 74 Beech St, #76, Belmont, MA 02478

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,525 sqft · built 1917
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Jun 2026)
Tax Bill$10,741 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBELM M:27 P:000157 S

Property Details

APN / Parcel Number

Primary APNBELM M:27 P:000157 S

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,525 sqft Living Area
1st Floor Area1,202 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,400 sqft (0.124 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address74 BEECH ST, 76
CityBELMONT
StateMA
Zip02478
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group2
Census Block2005
Census Tract357600

Owner

74 Beech St, #76 is owned by an individual who bought it in June 2026.

Source: Middlesex County and Belmont Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2 PLATO TER, WINCHESTER, MA 01890-2229
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2026 · Amount on File
Deed SaleJun 10, 2026 · Amount on File
Deed Document Number202669090
Deed Book / Page85719 / 195
Prior Transfer DateJun 4, 2026
Prior Transfer Doc085719-195
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateJun 10, 2026
Property Address74 BEECH ST, 76, BELMONT, MA 02478
Document Number085719-195
Book / Page85719 / 195
Instrument DateJun 4, 2026
Instrument202669090
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 PLATO TER, WINCHESTER, MA 01890-2229

Mortgage

DateJun 10, 2026
Lender
NameTD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
Type Change DateJul 1, 2031
IndexOther
Margin3
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 74 Beech St, #76 was $10,741.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,741.00$943,000 Land $541,000 Building $402,000$1,130,200
2023$10,532.00$937,000 Land $676,000 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Beech St, #76 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Beech St, #76 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Beech St

Nearby Streets

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