Middlesex County property record for 74 Bear Ln, Urbanna, VA 23175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1973 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jan 2022) |
| Tax Bill | $644 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14A 2 4 |
| Primary APN | 14A 2 4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,352 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 56 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Lean-To | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6060 |
|---|---|
| Street Address | 74 BEAR LN |
| City | URBANNA |
| State | VA |
| Zip | 23175-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | LA GRANGE LOT 4 .40 AC DB 98-42 D20-1482 |
| Legal Lot Number | 4 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | JAMAICA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 951000 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1201, URBANNA, VA 23175-1201 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Document Number | 202222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Recording Date | Aug 18, 2020 |
| Property Address | 74 BEAR LN, URBANNA, VA 23175-2113 |
| Document Number | 200001482 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 200001482 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | QUALITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1201, URBANNA, VA 23175-1201 |
| Document Number | 200001484 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 200001484 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644.00 | $105,700 (-) Land $21,000 Building $84,700 | $105,700 (-) Land $21,000 Building $84,700 |
| 2025 | $644.00 | $105,700 (-) Land $21,000 Building $84,700 | $105,700 (-) Land $21,000 Building $84,700 |
| 2023 | $644.00 | $105,700 Land $21,000 Building $84,700 | $105,700 Land $21,000 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 10 (1995–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Dec 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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