74 Bay Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 74 Bay Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,682 sqft · built 1965
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Dec 2021)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Dec 2021 Sale Feb 2020 Mortgage + 1 more
APN	`BELC M:107 L:53`

Property Details

APN / Parcel Number

Primary APN	`BELC M:107 L:53`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,682 sqft Living Area
Gross Area	4,208 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	74 BAY RD
City	BELCHERTOWN
State	MA
Zip	01007-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY HARRY & MARION F PLAN
Legal Lot Number	53
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	2
Census Block	2034
Census Tract	820207

Owner

74 Bay Rd is owner-occupied and held in a trust since December 2021.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	74 BAY RD, BELCHERTOWN, MA 01007-9439
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Quit Claim Deed, Transfer
Feb 19, 2020	Deed of Trust, Mortgage · Conventional with PMI COUNTRY BK FOR SVGS
Jun 23, 2017	Quit Claim Deed, Transfer · Conventional with PMI INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Book / Page	14393 / 113
Prior Transfer Date	Dec 4, 2021
Prior Transfer Doc	014393-113
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Dec 17, 2021
Property Address	74 BAY RD, BELCHERTOWN, MA 01007-9439
Document Number	014393-113
Book / Page	14393 / 113
Instrument Date	Dec 4, 2021
Instrument	31579
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12119 BANYAN RD, N PALM BEACH, FL 33408-2512

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	74 BAY RD, BELCHERTOWN, MA 01007-9439
Document Number	13546-223
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BAY RD BELCHERTOWN MA 010079439, BELCHERTOWN, MA 01007-9439

Mortgage

Document Number	13546-223
Date	Feb 24, 2020
Book Page	013546/000223
Instrument	3272

Lender

Name	COUNTRY BK FOR SVGS
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jun 23, 2017
Property Address	74 BAY RD, BELCHERTOWN, MA 01007-9439
Document Number	12661-183
Book / Page	012661 / 000183
Instrument Date	Jun 20, 2017
Instrument	12274
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROLLING GREEN DR AMHERST MA 010022753, AMHERST, MA 01002-2753

Mortgage

Document Number	12661-186
Date	Jun 23, 2017
Book Page	012661/000186
Instrument	12275

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 74 Bay Rd was $4,989, up 2.4% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,989.00 (+2.44%)	$343,800 (+8.15%) Land $64,900 Building $278,900	$444,695 (+9.24%)
2024	$4,870.00 (+0.58%)	$317,900 (+7.15%) Land $58,700 Building $259,200	$407,075
2023	$4,842.00	$296,700 Land $54,800 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 74 Bay Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Rd

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