Pamlico County property record for 74 Ballast Pt, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,824 sqft · built 2007 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jul 2021) |
| Tax Bill | $3,535 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | L10-3-HV1-14 |
| Primary APN | L10-3-HV1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 15,464 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 22261 |
|---|---|
| Street Address | 74 BALLAST PT |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HARBOR VILL. PCA 148-158 0015503 741985001200 |
| Legal Lot Number | 14 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950202 |
74 Ballast Pt is owned by an individual who bought it in July 2021.
Source: Pamlico County records, as of August 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1818 BLOOMSBURY RD, GREENVILLE, NC 27858-9612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 9, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 0000683782 |
| Deed Book / Page | 683 / 782 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 74 BALLAST PT, ORIENTAL, NC 28571-7520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000709/561 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 709/561 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.64% |
| Max Rate At Change | 7.64% |
| Index | 1-Year T-Bill |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Jul 9, 2021 |
| Property Address | 74 BALLAST PT, ORIENTAL, NC 28571-7520 |
| Document Number | 000683/782 |
| Book / Page | 683 / 782 |
| Map Reference | CAB A SL 148-14 |
| Instrument Date | Jun 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 HAMMEL RD, GREENSBORO, NC 27408-7318 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,535.00 | $539,802 Land $150,000 Building $389,802 | $539,802 Land $150,000 Building $389,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Ballast Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 284 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 171 (1999–2019) |
| Claims Outside the SFHA | 13 of 171 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Ballast Pt is moderate, ranking above 66% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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