74 Ave C, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 74 Ave C, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details3,204 sqft · built 2003
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$482,000 (Sep 2010)
Tax Bill$14,691 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN31-00209-0000-00043

Property Details

APN / Parcel Number

Primary APN31-00209-0000-00043
Alternative APNs
  • 310020900043
  • 392400

Interior

Stories1 Story
Building Area3,204 sqft Living Area
1st Floor Area3,204 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached

Location & Zoning

Account Number392400
Street Address74 AVENUE C
CityLODI
StateNJ
Zip07644-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X100
Legal Block209
Legal Lot Number43
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group1
Census Block1007
Census Tract30300

Owner

74 Ave C is owned and occupied by two individuals who bought it in September 2010.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address74 AVENUE C, LODI, NJ 07644-1839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2010 · Amount on File
Deed SaleSep 7, 2010 · Amount on File
Prior SaleJul 7, 2006 · Amount on File
Deed Document Number20105181089
Deed Book / Page518 / 1089
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address74 AVENUE C, LODI, NJ 07644-1839
Document Number0027780668
Book / Page002778 / 000668
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedNov 24, 2017
Title CompanyPASSAIC VALLEY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address74 AVENUE C LODI NJ 076441839, LODI, NJ 07644-1839

Mortgage

Document Number0027780668
DateNov 8, 2017
Book Page002778/000668
Lender
NameCLIFTON SVGS BK
TypeFederal Savings Bank
AddressCLIFTON, NJ 07012
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 74 Ave C was $14,691, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$415,000 (-) Land $155,000 Building $260,000$415,000 (-) Land $155,000 Building $260,000
2025$14,691.00 (+5.61%)$415,000 Land $155,000 Building $260,000$415,000 Land $155,000 Building $260,000
2024$13,910.00
2023$415,000 Land $155,000 Building $260,000$415,000 Land $155,000 Building $260,000
2022$13,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Ave C in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims42 (1979–2024)
Claims Outside the SFHA12 of 42
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Ave C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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