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74 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 74 Atlantic Ave, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 2011
Lot Size0.198 acres (8,629 sqft)
OwnerIndividual Name on File
Last Sale$935,000 (May 2016)
Tax Bill$11,960 (2025)
Deeds & MortgagesJan 2021 Refinance
Jan 2021 Refinance
Flood ZoneZone AE (high risk)
APNWEST M:175 B:86

Property Details

APN / Parcel Number

Primary APNWEST M:175 B:86
Alternative APNs
  • M:175 B:86 L
  • 12118360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
Gross Area3,334 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,629 sqft (0.198 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number12118360
Street Address74 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block86
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1065
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:175 B:86

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 ATLANTIC AVE, WESTERLY, RI 02891-4304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN CT SAVINGS BANK
Jan 04, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN CT SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2016 · Amount on Record
Deed SaleMay 03, 2016 · Amount on Record
Prior SaleJun 14, 2010
Deed Document Number20161765
Deed Book / Page2016 / 7036
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address74 ATLANTIC AVE, WESTERLY, RI 02891-4304
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-58
DateJan 04, 2021
Book Page2021/58
Instrument2021-15
Lender
NameEASTERN CT SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address74 ATLANTIC AVE, WESTERLY, RI 02891-4304
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-75
DateJan 04, 2021
Book Page2021/75
Instrument2021-16
Lender
NameEASTERN CT SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,960.00 (-0.28%)$1,682,200 (+34.92%) Land $1,195,200 Building $487,000
2023$11,994.00 (+2.68%)$1,246,800 (+2.04%) Land $853,700 Building $393,100
2022$11,681.00$1,221,900 Land $853,700 Building $368,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 73 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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