74 Ashwood Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 74 Ashwood Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,933 sqft · built 1907
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Aug 2024)
Tax Bill	$16,444 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04301-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`18-04301-0000-00031`
Alternative APNs	`1800026000000008A` `180430100031`

Interior

Stories	2 Stories
Building Area	1,933 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,708 sqft (0.154 acres)

Location & Zoning

Old Parcel Number	1800026000000008A
Street Address	74 ASHWOOD AVE
City	SUMMIT
State	NJ
Zip	07901-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4301
Legal Lot Number	31
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3012
Census Tract	38000

Owner

74 Ashwood Ave is owned and occupied by two individuals who bought it in August 2024.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD
Aug 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE LIVING LLC
May 7, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	202439707
Deed Book / Page	6553 / 2358
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822

Mortgage

Document Number	0157722185
Date	Mar 13, 2026
Book Page	15772/2185
Instrument	90093

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	LINCOLN LAND SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153002276
Date	Nov 9, 2022
Book Page	15300/2276
Instrument	45244

Lender

Name	WALL STREET MORTGAGE BANKERS LTD
Type	Mortgage Company
Address	GREAT NECK, NY 11021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	JODA ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 HARROW RD, WESTFIELD, NJ 07090-1759
Investor	Possibly a Property Investor

Mortgage

Document Number	0152592401
Date	Aug 4, 2022
Book Page	15259/2401
Instrument	41360

Lender

Name	PINNACLE LIVING LLC
Type	Non-Lending Institution
Address	SUMMIT, NJ 07901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 31, 2025

May 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	May 7, 2019
Property Address	74 ASHWOOD AVE, SUMMIT, NJ 07901-3822
Document Number	0063210146
Book / Page	006321 / 000146
Instrument Date	May 7, 2019
Instrument	312469
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 HILLCREST AVE SUMMIT NJ 079012211, SUMMIT, NJ 07901-2211

Tax Assessment & Valuation

The 2025 property tax bill for 74 Ashwood Ave was $16,444, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,800 (-) Land $122,400 Building $245,400	$367,800 (-) Land $122,400 Building $245,400
2025	$16,444.00 (+2.64%)	$367,800 Land $122,400 Building $245,400	$367,800 Land $122,400 Building $245,400
2024	$16,021.00
2023		$367,800 Land $122,400 Building $245,400	$367,800 Land $122,400 Building $245,400
2022	$15,752.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 74 Ashwood Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ashwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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