Frederick County property record for 74 Apple Way, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,102 sqft · built 1976 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2017) |
| Tax Bill | $4,948 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2017 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040859 |
| Primary APN | 02-040859 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,102 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.045 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 040859 |
|---|---|
| Street Address | 74 APPLE WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6004 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 8 BLK 11 SECT 1 1960 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Block | 110 |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-040859
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 APPLE WAY, FREDERICK, MD 21703-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 30, 2017 | Deed, Transfer · Stand-Alone Second Mortgage ANDREWS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2014 · Amount on Record |
| Deed Document Number | 201712004-0456 |
| Deed Book / Page | 12004 / 456 |
| Last Transfer Date | Mar 31, 2022 |
| Transfer Doc | 0158640465 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 19, 2022 |
| Property Address | 74 APPLE WAY, FREDERICK, MD 21703-6004 |
| Document Number | 0158640465 |
| Book / Page | 15864 / 465 |
| Map Reference | MB 10 PL 185 |
| Instrument Date | Mar 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 74 APPLE WAY, FREDERICK, MD 21703-6004 |
| Document Number | 0015864470 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 15864/470 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 30, 2017 |
| Property Address | 74 APPLE WAY, FREDERICK, MD 21703-6004 |
| Document Number | 0120040456 |
| Book / Page | 12004 / 0456 |
| Map Reference | MB10 PL185 |
| Instrument Date | May 05, 2017 |
| Instrument | 12004-0456 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | EASTERN TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 74 APPLE WAY, FREDERICK, MD 21703-6004 |
| Document Number | 0120040482 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 12004-0482 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0120040464 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 12004/0464 |
| Instrument | 12004-0464 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $290,600 (+21.18%) Land $85,000 Building $205,600 | $290,600 (-) Land $85,000 Building $205,600 | |
| 2024 | $4,948.00 (+12.51%) | ||
| 2023 | $4,398.00 | $239,800 | $290,600 Land $85,000 Building $205,600 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Shenandoah Telecommunications Company, T-Mobile USA, Verizon.
Based on FCC filings for 477 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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