74 Apple Tree Dr, Ranson, WV 25438 Property Records

Jefferson County property record for 74 Apple Tree Dr, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2024
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Mar 2024)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Dec 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-7A-0048.0000`

Property Details

APN / Parcel Number

Primary APN	`02-7A-0048.0000`
Alternative APN	`19-02-7A-0048.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	74 APPLE TREE DR
City	RANSON
State	WV
Zip	25438-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC B #10 ORCHARD HILLS
Legal Subdivision	PROPERTY/ROBERT C & NANCY K TA
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	1
Census Block	1009
Census Tract	972402

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON SECURITY BANK
Dec 5, 2023	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON SECURITY BANK
May 31, 2023	Deed of Trust, Mortgage · Construction Mortgage JEFFERSON SECURITY BANK
May 8, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE LINK
Mar 18, 2024	Deed, Transfer · FHA Mortgage THE MORTGAGE LINK INC
Jun 30, 2020	Deed of Trust, Construction Loan · Line of Credit JEFFERSON SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	0001319302
Deed Book / Page	1319 / 302
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROUND OAK LN, KEARNEYSVILLE, WV 25430-4540

Mortgage

Document Number	0002418/62
Date	Oct 19, 2021
Book Page	2418/62
Instrument	202100017251

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ROUND OAK LN, KEARNEYSVILLE, WV 25430-4540

Mortgage

Document Number	002531/541
Date	Dec 5, 2023
Book Page	2531/541
Instrument	202300013890

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002506/719
Date	May 31, 2023
Book Page	2506/719
Instrument	202300006052

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	MARTINSBURG, WV 25402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 APPLE TREE DR, RANSON, WV 25438-1263

Mortgage

Document Number	002610/260
Date	May 8, 2025
Book Page	2610/260
Instrument	202500005676

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 18, 2024
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Document Number	001319/302
Book / Page	1319 / 302
Map Reference	MB 1 PG 37
Instrument Date	Mar 18, 2024
Instrument	202400002943
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	74 APPLE TREE DR, RANSON, WV 25438-1263

Mortgage

Document Number	202400002944
Date	Mar 18, 2024
Instrument	202400002944

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Jun 30, 2020
Property Address	74 APPLE TREE DR, RANSON, WV 25438-1263
Document Number	0000008257
Book / Page	002291 / 000736
Instrument Date	Jun 30, 2020
Instrument	8257
Transaction Type	Construction Loan
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 ROUND OAK LN KEARNEYSVILLE WV 254304540, KEARNEYSVILLE, WV 25430-4540

Mortgage

Document Number	0000008257
Date	Jun 30, 2020
Book Page	002291/000736
Instrument	8257

Lender

Name	JEFFERSON SEC BK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+0.96%)	$181,000 (+102.91%) Land $53,000 Building $128,000	$301,600 (+102.96%) Land $88,300 Building $213,300
2023	$2,083.00	$89,200 Land $46,400 Building $42,800	$148,600 Land $77,300 Building $71,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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